Pet Insurance

Pet insurance is the human health insurance equivalent, but for your pet. Having your dog or cat protected by a good health insurance plan can put your mind at ease knowing that large unexpected medical bills will be covered.

Canine Journal has decades of experience in pet health insurance, our experts have reviewed over two dozen providers and bring you our top picks in our comprehensive pet insurance reviews.

Husky Looking out at high Falls Alabama

Best Pet Insurance In Alabama: Companies Reviewed In Birmingham And More

Pet insurance can add protection for your furry canines. Whether exploring one of the historic state parks or walking along a trail, this state is fun to live in. Purchasing pet insurance in Alabama can offer you peace of mind during a stressful time, allowing you to direct your complete attention to your pet’s health and not the unexpected vet bills. We’ve researched the best pet insurance in Alabama and offer valuable insight into what you should consider before signing a policy. Is pet insurance in Alabama worth the cost? Find out in our comprehensive guide.

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Welsh Corgi Pembroke dogs on a walk in the spring Park in Arkansas

Best Pet Insurance In Arkansas: Companies Reviewed In Little Rock, Hot Springs, Fayetteville, Van Buren, And More

Arkansas is filled with pet lovers like you hoping to take their furry canines on as many adventures as possible. The state is loaded with lakes, rivers, and hot springs, all easily accessible to you and your dog. However, the more you expose your dog to, the more likely they are to require emergency vet care. It’s completely normal, unfortunately, because your dog is in a new place and excited, which means they’re at an increased risk for an accident to happen. These medical emergencies can cost thousands of dollars and put you financially and emotionally in a pinch. To help protect you from the financial burden, you can sign your dog up for the best pet insurance in Arkansas and take full advantage of every moment with your pooch.

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back of a Female hiker and dog at Jordan Pond and The Bubbles, Acadia National Park, Maine

Best Pet Insurance In Maine: Company Reviews For Portland & More

Although Maine is usually thought of as a feline-loving state thanks to your beloved native Maine Coon cat, dogs are also immensely popular pets in the Pine Tree State. From exploring beaches, lakes, and hiking trails to boating tours and craft breweries, there are countless activities to do with your pup in Maine. Unfortunately, these adventures can sometimes lead to accidents or exposure to parasites or illnesses. Fortunately, pet insurance can help you get the medical care your furry friend needs without having to worry about how you’re going to afford expensive unexpected vet bills. We’ve researched the best pet insurance in Maine and offer expert advice about purchasing a policy to help you and your pup.

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a happy brown lab looking up at camera smiling with dogs around them in Kentucky

Best Pet Insurance In Kentucky: Companies Reviewed In Lexington, Louisville & More

When it comes to four-legged friends, the Bluegrass State is best known for its rich horse racing culture, but Kentuckians are also huge dog lovers. And your state is filled with fun adventures for you and your canine companion. Explore the many state park trails, go caving in Louisville’s Mega Cavern, tour the Bourbon Trail, enjoy lakeside camping, or hike to Cumberland Falls, the Niagara of the South. However, these adventures and even everyday life come with the risk of accidents or exposure to doggy illnesses. The good news is that both Lexington and Louisville rank in the top 35% of America’s largest cities for superb pet health care and lower-than-average pet insurance premiums. But no matter where you live in the Bluegrass State, pet insurance can help you get the quality veterinary care your furry friend needs without worrying about how you’re going to pay for unexpected, expensive vet bills. We’ve conducted extensive research into the best pet insurance in the U.S., and all of our top-ranked providers offer coverage in Kentucky.

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boy with dog in a corn field

Best Pet Insurance In Nebraska: Companies Reviewed For Omaha, Lincoln & More

There’s no doubt that Nebraskans love the companionship of canines. In fact, nearly half of all Nebraska households have at least one furry family member. And your state has more pet-friendly activities and attractions than many others in the U.S. Whether you love exploring Nebraska’s beautifully diverse landscapes with your pup or if your sidekick usually stays close to home, he’s unfortunately always at risk for an unforeseen accident or illness that could require expensive vet treatment. Fortunately, Omaha and Lincoln are among the top 10% of America’s largest cities with lower-than-average pet insurance premiums and overall pet costs. But no matter where you live, pet insurance can help your furry friend get the vet care he needs without worrying about how you’ll pay for it. We’ve researched the best pet insurance in Nebraska and offer expert advice about purchasing an affordable policy to help you and your pup.

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Sick dog laying on emergency room table with doctor's hand on head

Pawp Review: An Emergency Fund That May Help Cover The Unexpected

Pawp offers a $3,000 emergency fund to help cover unexpected, emergency vet bills. For $24 per month, you have access to the fund in case of an emergency. What’s the catch? You must obtain approval from a Pawp vet prior to your pet receiving vet care to access the emergency fund. Approval is given by the Pawp vet’s discretion, who must deem your pet’s condition a true emergency requiring medical attention immediately. Learn more about how this emergency fund works and if it sounds helpful and reassuring for your family to have in your back pocket.

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Dog at the vet with a hurt paw

State Farm Pet Insurance Reviews: Are They There For Your Pet?

Most are familiar with State Farm, a large U.S. insurance company that provides reliable home, auto, rental, and other policies. But did you know “State Farm is there” for our furry friends as well? State Farm pet insurance policies are offered through a partnership with Trupanion, a well-established pet insurance provider. State Farm Insurance for pets is identical to what Trupanion offers independently. Trupanion has one simple plan offering 90% reimbursements, no payout limits, fast claim processing, and vet-direct pay at participating clinics. Here, we’ll give you a brief overview of this plan’s other features, coverage, and cost. You can find more detailed information in our Trupanion Pet Insurance review.

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Shepherd dog examination by veterinary doctor in office

Allstate Pet Insurance Reviews: Will Your Dog’s Health Be In Good Hands?

Allstate is one of the largest companies in the U.S. offering auto, home, renters, and other types of insurance. But will your pet’s health be in good hands with Allstate? As it turns out, Allstate pet insurance is actually administered by Embrace, a well-established pet insurance company. So, when you purchase Allstate pet insurance, Embrace will be the provider covering your furry friend. Embrace offers extensive health coverage and customizable plans, allowing you to choose from multiple deductibles, payout limits, and reimbursement levels to suit your budget. Here, we’ll give you a brief overview of this provider’s other features, coverage, and cost. You can find more detailed information in our Embrace Pet Insurance review.

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Terrier dog sitting (Caption: Toto Pet Insurance Reviews)

Toto Pet Insurance Reviews

Toto was founded in 2018 and offers accident and illness coverage for your furry family members. Plans are customizable with various deductible, reimbursement, and payout limit options. Toto is unique because it offers Final Respect coverage, an optional add-on that reimburses you up to $300 for the cost of necropsy (autopsy), cremation, and urns. Other pet insurance companies don’t offer coverage for these items. Toto doesn’t allow you to transfer the plan over to someone else if ownership of the pet changes. This is something that other competitors allow through their policies. Additionally, Toto may change your premium, coinsurance amount, annual deductible, and policy terms and conditions at renewal.

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Black and white dog jumping on man's legs (caption: Prudent Pet Insurance Review)

Prudent Pet Insurance Review: Are Their Higher Premiums Worth It?

Prudent Pet Insurance is a relative newcomer to the industry. They launched in late 2018 but have a high-rated underwriter and administrator for their pet insurance products for both cats and dogs. With competitive coverage, they’re a promising prospect for pet insurance. But how do their premiums and claim repayments stack up against some pretty stiff competition from well-established companies?

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Studio Shot Of Lurcher Dog Wearing Stethoscope (Caption: ManyPets Pet Insurance Review)

ManyPets Review: From The UK To The US

ManyPets has only been in business in the U.S. since March 2021; however, it’s the leading pet insurance provider in the U.K. and Sweden (top markets for pet insurance). Unfortunately, ManyPets isn’t offered nationwide in the U.S., so it may not be available to you. But if it is in your state, it could be an excellent option for your pet’s insurance needs.

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