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does pet insurance cover pre existing conditions?

My dog Olivia has a tumor underneath her belly, she needs surgery as soon as possible, is there any kind of insurance that will cover her, the vet bill is going to be about 3800 dollars.

-Ruthy

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Canine Journal
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Canine Journal

Ruthy, so sorry to hear about your pup! Unfortunately, because the tumor has already been discovered at this point insurance can not cover it as it’s considered a pre-existing condition. That’s why it’s recommended to get pet insurance early on in a dog’s life so there are fewer pre existing conditions. So it’s not too late to get other potential surgeries covered in the future.

Good luck with Olivia’s health, hope she has a speedy recovery!

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