[Kimberly Alt]

It’s great that you’re thinking ahead for your German Shepherd puppy! Since you’ve had experience with your senior dog’s arthritis, being proactive now can definitely make a difference in the long run. My Healthy Paws vs Pets Best article goes more in-depth. But, here’s a breakdown of how Healthy Paws and Pets Best compare based on your questions:

Coverage for German Shepherds

Both companies offer comprehensive coverage, but breed-specific risks can affect policy terms:

• Healthy Paws: Covers hereditary and congenital conditions, including common German Shepherd issues like hip dysplasia as long as your puppy is enrolled before showing symptoms. However, they have a 12-month waiting period for hip dysplasia coverage.
• Pets Best: Also covers hereditary conditions but with more customizable plans. You can opt for Wellness add-ons that cover routine care, which Healthy Paws doesn’t offer.

Handling Genetic Conditions

• Both cover hereditary and genetic conditions if diagnosed after enrollment.
• Key difference: Healthy Paws excludes hip dysplasia if your puppy is enrolled after 6 years of age, while Pets Best does not have that restriction. If hip dysplasia is a concern, enrolling early is the best move.

Behavioral Issues & Training

• Healthy Paws does not cover behavioral issues or training.
• Pets Best offers coverage for behavioral therapies.

Other Considerations

• Pets Best has a shorter waiting period for hip dysplasia (14 days).
• Pets Best has an add on for exam fee coverage, Healthy Paws doesn’t cover this.
• Pets Best covers dental illnesses like gum disease and endodontic disease, Healthy Paws doesn’t.
• Pets Best has more plan customizations to adjust your plan to fit into your budget more easily.
• Healthy Paws has a solid reputation with high remarks.
• Healthy Paws processes half of its claims within 2 days.

Which One is Best for You?

• If you want lifetime genetic condition coverage and don’t need wellness or behavioral coverage, Healthy Paws could be a solid choice.
• If you want flexibility, wellness coverage, and behavioral support, Pets Best might be better for your pup’s evolving needs.

Since German Shepherds can be prone to hip issues, I’d suggest enrolling early no matter which company you choose. You may also find my article about the best pet insurance for German Shepherds helpful. Let me know if you need help deciding between specific plan options! ????