Pet Insurance

Almost any kind of insurance is notorious for being difficult to decipher — from inclusions and exclusions to complicated deductibles and premiums. Trupanion, however, claims to set itself apart from the pack in this arena. Does Trupanion live up to its promise to provide a straightforward and transparent pet insurance experience? Or is it just hype to win your business?

Did you know that Nationwide sells pet insurance, and its first customer was Lassie? We don’t know about you, but we think it’s pretty cool that Lassie’s pet parents loved her enough to get pet insurance. This first sale by Nationwide (formerly known as VPI) quickly grew into multiple sales throughout California and now the rest of the United States. Nationwide pet insurance can be a little overwhelming to understand. It offers a more traditional type of pet insurance plan as well as one with a benefit schedule (we’ll explain more on this later). (To learn how top-ranked pet insurance carriers work, visit our pet insurance comparison.) Read below to unravel the complexities of these plans to get a better understanding of how it all works and how they could benefit you.

Lemonade hit the pet insurance market in July 2020 with a unique AI-driven claims process and four solid years of providing reputable homeowners and renters insurance. For pet insurance, they offer affordable premiums, customizable policies, a wellness plan add-on, and a fast claims process they handle through their smartphone apps. But does Lemonade provide all the coverage you’ll need for your pet? And how do they stack up against their competitors?

Petplan is among the most reputable pet insurance companies due to its outstanding customer service and excellent coverage. However, many competitors have stepped up in recent years. Why do we think Petplan still deserves your consideration? Find out why you might choose Petplan, especially if you’re signing up as a new customer or adding a new pet.

Just like health insurance, there are many companies and policies to choose from to insure your pet. How does Embrace stack up to its pet insurance competition? We dive deep with coverage details, actual pricing quotes, and real customer reviews.

Pets Best is consistently among the least expensive pet insurance providers when we run our quotes. But does paying less mean you’re getting the same coverage you would with a more expensive provider? Our experts dig in and find out.

Healthy Paws is committed to helping homeless pets — so much so, they’ve donated over $1.3 million to help in their efforts. More than 500,000 pets are covered for emergencies by Healthy Paws. But is Healthy Paws worthy of insuring your beloved pet? How does its coverage, service, and cost compare to other top pet insurance companies?

Figo offers customizable coverage for you to choose one of their three comprehensive plans. You can then add-on coverage for Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. Figo is one of the only pet insurance companies to offer up to 100% reimbursement, so big vet bills won’t break your bank. No pet insurance company covers pre-existing conditions, but Figo will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back. Find out if Figo offers the coverage you’re looking for and if it will align with your budget.

Embrace and Petplan are both big players in the pet insurance industry. You may have heard about Embrace through your insurance carrier if you have Allstate, Geico, or USAA because they sell policies administered by Embrace. Meanwhile, you may have heard of Petplan through Walmart because Petplan services pet insurance policies purchased via Walmart. No matter where you’ve heard of them, you’re probably wondering if they’re reputable companies. Do they offer thorough coverage at a reasonable price? Find out which one we rank better and why.

Whether you’re a first-time pet parent or well-versed in all things dog-related, having pet insurance can give you peace of mind should your dog experience a health concern. We help you learn more about your options so you can decide which pet insurance company is best for your dog in the Evergreen State.