Pet Insurance

Pet insurance is the human health insurance equivalent, but for your pet. Having your dog or cat protected by a good health insurance plan can put your mind at ease knowing that large unexpected medical bills will be covered.

Canine Journal has decades of experience in pet health insurance, our experts have reviewed over two dozen providers and bring you our top picks in our comprehensive pet insurance reviews.

woman veterinary consulting female client with cute dog about pet dry feed in clinic

Does Pet Insurance Cover Prescription Food? Benefits, Brands & More

Sometimes our dogs need to go on a prescription diet due to a health condition, general maintenance, or weight loss. But is this something that pet insurance will cover the expense of? Let’s find out if pet insurance covers prescription food and, if so, what restrictions there may be for it.

Dog laying on computer laptop (Caption: Pet Insurance Companies)

List Of American Pet Insurance Companies (2022) With Ratings, Locations, Reviews, And More

Do you want the most comprehensive list of national pet insurance companies in the U.S.? Look no further. Canine Journal’s experts have a combined investment of hundreds of years of research into the pet insurance industry and corresponding providers. We leave no stone unturned, maintain annual rankings (with quarterly audits) of the top providers, and provide detailed individual coverage of pet insurance companies, whether they’re new to the scene or seasoned veterans. If you’re just getting started with pet insurance, we recommend you visit our is pet insurance worth it article, a comprehensive guide to everything you should know before buying pet insurance. Without further ado, here is our comprehensive list of pet insurance providers.

White dog with face on table with financial documents and owners sitting

What Are Pet Insurance Deductibles & How Do They Work?

What does it mean when a company says it offers an annual deductible vs an incident deductible, and why does it matter? How does a deductible impact the overall amount of money that you’re responsible for paying? Your pet insurance plan’s deductible directly affects the amount of money you’re responsible for paying. We explain everything you need to know about deductibles so you feel more confident when you choose your pet insurance policy.

Two dogs with dollar in mouths (Caption: How Much Does Pet Insurance Cost?)

How Much Does Pet Health Insurance Cost And Is It Worth It? Average Cost, Deductibles, Premiums, Reimbursement, Fees, Etc.

The average monthly premium for dog insurance was $48.78 per month for an accident and illness policy in 2019. But did you know the majority of pet parents don’t have pet insurance for their fur babies? In fact, 75% of pet parents don’t have pet insurance and 39% of them regret it. Find out what goes into determining the cost of pet insurance. Is it worth it? How much should you pay for pet insurance? We cover all your questions in one article…

Dog laying on bed

Figo Pet Insurance Reviews: What Does It Cover? Cost And Quote, Customer Service, Promo Code, Cancellation Policy, And More

Figo offers customizable coverage for you to choose one of their three extensvie plans. You can then add-on coverage for Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. Figo is one of the only pet insurance companies to offer up to 100% reimbursement so big vet bills won’t break your bank. No pet insurance company covers pre-existing conditions, but Figo will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back. Find out if Figo offers the coverage you’re looking for and if it will align with your budget.

Two puppies in field (caption: Figo vs Healthy Paws logos)

Figo vs Healthy Paws: Which Has Better Coverage?

Figo and Healthy Paws are two of the most commonly discussed pet insurance providers, and we put them head to head and choose a clear winner. While both companies offer thorough coverage, there’s a difference in their reputation, plan customization options, and often price. We explain why we rank one better than the other below.

White and black dogs staring at each other on a walk (Caption: Pets Best vs Figo)

Pets Best vs Figo: Which Offers Lower Prices For The Best Coverage?

Pets Best and Figo are both known for offering thorough pet insurance coverage at some of the lowest prices in the industry. But does one cover more than the other? And does one process claims faster? We compare coverage, customer service and reputation, claim processing, customizations, and prices and explain which company we think is better. But keep in mind that every pet and budget are different, so we recommend getting quotes from multiple companies to ensure you get the best value for your unique situation.

Two dogs sitting in sunset (Caption: Trupanion vs Figo logos; Pet Insurance Comparison)

Trupanion vs Figo Pet Insurance: Which One Will Fit Into Your Budget?

Trupanion is one of the most popular pet insurance providers and is commonly recommended by veterinarians. Figo is frequently looked at as a more affordable alternative. Both Trupanion and Figo offer excellent pet insurance coverage. But does one cover more than the other? And how do they compare regarding price? We explain why we rank one better than the other.

Two dogs standing on wooden dock on lake (Caption: Fetch by The Dodo vs FigoFetch by The Dodo vs Figo logos)

Fetch by The Dodo vs Figo: Choose The Best Pet Insurance For Your Dog

Fetch by The Dodo and Figo offer some of the most extensive coverage in the pet insurance industry. Fetch offers unique coverage for things like advertising and paying a reward for a stolen or lost pet and virtual vet visits up to $1,000. Meanwhile, Figo’s prices are often hard to beat. So which one will cover what you need and fit into your budget the best?  We compare coverage, customer service and reputation, claim processing, customizations, and prices and explain which company we think is better. But keep in mind that every pet and budget are different, so we recommend getting quotes from multiple companies to ensure you get the best value for your unique situation.

Figo Promo Code (new logo)

Do Figo Pet Insurance Promo Codes, Seasonal Discounts, Or Other Deals Exist?

If you found this, you’re probably on a hunt to get pet insurance for your furry family member. And if you’re like us, you’re looking to score the best possible deal before you purchase. Well, if you’re interested in a Figo Pet Insurance discount, you may be in luck. Are there seasonal discounts? Is there a Black Friday deal that might be better? We’re your source for the latest Figo promo codes.

Dog at vet (Caption: Is Pet Insurance Worth It?)

Is Pet Insurance Worth It? How Does Pet Insurance Work And Should I Get It?

A big misconception about pet insurance is that it’s too expensive. We spend hundreds of dollars on ourselves and our families each month for health insurance, yet we don’t get coverage for our furry “children.” In reality, paying $50 per month* for pet insurance could end up saving your pet’s life. Instead of being hit with an $8,000 vet bill because your dog needs cancer treatment, you can have a vast majority of it covered through pet insurance. The worst scenario is learning that your dog has cancer but turning down treatment because you can’t afford the bills. No one wants to face this decision, and signing up for pet insurance can cover most of the cost. Pet insurance allows you to make the best choices when an emergency arises instead of the least expensive ones. Pet insurance can also prevent a tragedy commonly referred to as “economic euthanasia.” This is when a pet owner can’t afford treatment and asks the vet to put down the pet rather than care for him due to financial limitations. For this reason, it’s vital to consider buying pet health insurance to protect your canine (and your wallet) from some of the most unfortunate incidents in a pet’s life. The table below shows which companies are in our top picks for the best pet insurance in 2022.

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