Pet Insurance Reviews 2022: The Best Companies And Plans

This content was reviewed by our licensed insurance agent, Michelle Schenker.

To keep the lights on, we receive affiliate commissions via some of our links. Our review process.

We review the pet insurance industry’s most reputable companies, conduct extensive research, and analyze customer feedback. Our licensed insurance agent fact checks everything, and we update our coverage throughout the year as providers change their policies, premiums, payout limits, reimbursements, customer service experience, and more. Who are the best pet insurance companies this year? Let’s find out.

Pet Insurance RankingBest OverallBest ValueFastest Claim ProcessingBest Multiple Pet DiscountBest Newcomer
CompanyPets BestFigoHealthy PawsEmbraceLemonade
Policy CoverageComprehensiveComprehensiveMore LimitedComprehensiveMore Limited
Customer Service & ReputationGoodExcellent, StableExcellent, StableExcellent, StableUncertain, New
Claim Processing (avg)25-40 Days3 Days2 Days5 Days2 Days
Policy Price (avg)LowerLowerVariableHigherLower
Plan CustomizationsMany OptionsMany OptionsRestricted OptionsMany OptionsMany Options
 Read ReviewRead ReviewRead ReviewRead ReviewRead Review

Category Winners

Who wins our coveted categories this year? Below we highlight a brief snapshot of each company, your options for deductibles and reimbursement amounts, and what stands out in terms of coverage and exclusions. We encourage you to get a quote and compare rates from at least three companies, and read our in-depth reviews of those you are interested in.

Best Overall – Pets Best

Pets Best logo

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Pets Best offers excellent coverage, an “accident-only plan,” and has no upper age limits.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: once healed or curedDeductible: $50, $100, $200, $250, $500, $1,000Behavioral therapies
Bilateral conditions (conditions or diseases that affect both sides of the body)
Pricing: lower on averageReimbursement: 70%, 80%, 90%Exam fees for an extra feeAlternative/holistic therapies
Waiting periods: 14 days for illnesses and hip dysplasia, 3 days for accidents, 6 months for cruciate ligament, and 1 day for wellnessPayout: $5,000, unlimited2 optional wellness plans
Claim processing: averages 25-40 daysLimit term: annualPet is covered in the U.S., Canada, and Puerto Rico
Transaction fee: $2/month
Multi-pet discount: 5%

Promo Code

Pets Best offers the following discounts:

  • 5% off for multiple pets 
  • 5% off for military members and their families

No promo code is needed. Use this link to take advantage of the best possible price. You can also visit our dedicated Pets Best promotions page to learn more.

Learn More In Our Complete Pets Best Review

Best Value – Figo

Figo logo

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Figo has some of the lowest prices in the industry without sacrificing coverage.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 1 year free from treatment and symptomsDeductible: $100, $200, $250, $500, $750Behavioral therapiesBilateral conditions (conditions or diseases that affect both sides of the body)
Pricing: lower on averageReimbursement: 70%, 80%, 90%, 100%2 optional wellness plans
Waiting periods: 14 days for illnesses, 1 day for accidents (depending on the state), and 6 months for cruciate ligament, knees, and hip dysplasiaPayout: $5,000, $10,000, unlimitedExam fees for an extra fee
Claim processing: averages 3 days, but 50% closed within 24 hoursLimit term: annualAlternative/holistic therapies
Transaction fee: $2/month (can be waived if you pay annually)Pet is covered within the U.S., Canada, and Puerto Rico
One-time fee: $15
Multi-pet discount: 5%

Promo Code

Figo offers the following discounts:

  • 5% off any new Figo pet insurance policy (exclusive for Canine Journal readers – use this link)
  • 5% off for multiple pets 
  • Your deductible automatically goes down $50 each year you don’t receive a claim payment

No promo code is needed. Use this link to take advantage of the best possible price. You can also visit our dedicated Figo promotions page to learn more.

Learn More In Our Complete Figo Review

Fastest Claim Processing – Healthy Paws

Healthy Paws Logo

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Healthy Paws offers unlimited payouts for all plans, making it an excellent option for those wanting no limits to your benefits.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Pricing: highly variableDeductible: $100, $250, $500, $750, $1,000Pet is covered within the U.S. or Canada (up to 3 months)Pre-existing cruciate ligament problems excludes coverage for both knees
Reputation: excellentReimbursement: 50%, 60%, 70%, 80%, 90%Behavioral therapies
Waiting periods: 15 days for illnesses, accidents, and cruciate ligament and 12 months for hip dysplasiaPayout: unlimitedExam fees
Claim processing: averages 2 daysLimit term: annualWellness care
Restrictions: pets enrolled after age 6One-time fee: $25 (not applicable in all states)Alternative/holistic therapies
Pets enrolled after age 6 aren’t eligible for hip dysplasia coverage
Pets enrolled after 4 in NY
Doesn’t cover curable pre-existing conditions

Promo Code

Use this link to take advantage of the best possible price and get a quote for your pet from Healthy Paws. You can also visit our dedicated Healthy Paws promotions page to learn more.

Learn More In Our Complete Healthy Paws Review

Best Discount For Multiple Pets – Embrace

Embrace logo

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Embrace’s excellent reputation and thorough coverage often costs more than competitors.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 1 year free from treatment and symptomsDeductible: $200, $300, $500, $750, $1,000Behavioral therapiesBilateral conditions (conditions or diseases that affect both sides of the body)
Pricing: higher on averageReimbursement: 70%, 80%, 90%Exam feesPets enrolled after 14 for illness
Reputation: excellentPayout: $5,000, $8,000, $10,000, $15,000, $30,000, unlimitedOptional wellness plan (not available in RI)
Waiting periods: 14 days for illnesses, 2 days for accidents, 6 months for orthopedic conditions (can be decreased to 14 days with an orthopedic report card*)Limit term: annualUp to $1,000/year for dental illness
Claim processing: averages 5 daysOne-time fee: $25Alternative/holistic therapies
Transaction fee: $1/monthPet is covered worldwide
Multi-pet discount: 10% (5% in NY)

*An orthopedic report card is a veterinary exam and waiver process designed to assess any bone or muscle deformities in your dog. To reduce the six-month waiting period for orthopedic conditions, take your dog to the vet and have an orthopedic exam conducted after your policy is purchased. Your vet will record any health findings for your dog’s hips, legs, shoulders, forelimbs, spine, joints, and bones. You can learn more about Embrace’s orthopedic exam and waiver process for dogs.

Promo Code

Embrace offers the following discounts:

  • 10% off (5% off in NY) for multiple pets 
  • 5% off for military and veterans (NY and TN excluded)
  • 10% off if your company or clinic offers Embrace as an employee benefit (FL, ND, NY, and TN excluded)
  • 5% off in NY if you pay annually
  • Up to 15% off for eligible USAA customers
  • Your deductible automatically goes down $50 each year you don’t receive a claim payment

No promo code is needed. Use this link to take advantage of the best possible price. You can also visit our dedicated Embrace promotions page to learn more.

Learn More In Our Complete Embrace Review

Best Newcomer – Lemonade Pet Insurance

Lemonade Pet Insurance logo

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Lemonade has an AI-driven claims process and is new to pet insurance but has been offering homeowners and renters insurance since 2016.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 1 yearDeductible: $100, $250, $500Exam fees for an extra feeBilateral conditions (conditions or diseases that affect both sides of the body)
Pricing: lower on averageReimbursement: 70%, 80%, 90%Two optional wellness plansCoverage for physical therapy, acupuncture, and hydrotherapy must be purchased separately
Waiting periods: 2 days for accidents, 14 days for illnesses and hip dysplasia, and 6 months for cruciate ligamentPayout: $5,000, $10,000, $20,000, $50,000, $100,000Behavioral therapies
Claim processing: averages 2 daysLimit term: annualPet isn’t covered outside of the U.S.
Availability: only in 36 states and DCMulti-pet discount: 5%
Restrictions: specific breeds, once reach a certain age

Promo Code

Lemonade offers the following discounts: 

  • 10% off if you bundle with your renters, homeowners, auto, condo, or co-op insurance
  • 5% off for multiple pets 

No promo code is needed. Use this link to take advantage of the best possible price.

Learn More In Our Complete Lemonade Review

Pet Insurance Plans Comparison Chart

The table below shows some of the deductible, reimbursement, and payout options for each company.

Please know that not all deductible, reimbursement, and payout limits are available for every dog in every state.

CompanyReviewDeductible*Reimbursement**Payout Options***Limit Term
Read Review$50, $100, $200, $250, $500, $1,00070%, 80%, 90%$5,000, UnlimitedAnnual
Read Review$100, $250, $500, $75070%, 80%, 90%, 100%$5,000, $10,000, UnlimitedAnnual
Read Review$100, $250, $500, $750, $1,00050%, 60%, 70%, 80%, 90%UnlimitedAnnual
Read Review$200, $300, $500, $750, $1,00070%, 80%, 90%$5,000, $8,000, $10,000, $15,000, $30,000, UnlimitedAnnual
Read Review$100, $250, $50070%, 80%, 90%$5,000, $10,000, $20,000, $50,000, $100,000Annual
Read Review$250, $300, $50070%, 80%, 90%$5,000, $15,000, UnlimitedAnnual
Read Review$0-$1,000 (in $5 increments)90%UnlimitedLifetime
Read Review$100, $250, $50070%, 80%, 90%$3,000, $4,000, $5,000, $7,000, $10,000Annual
Spot logoRead Review$100, $250, $500, $750, $1,00070%, 80%, 90%$2,500, $3,000, $4,000, $5,000, $7,000, $10,000, UnlimitedAnnual
Read Review$25050%, 70%, 90%Limited Per Condition, UnlimitedAnnual & Per Condition Annually

*Deductible: The amount of money you must pay for vet treatment before your policy will begin to reimburse you and after coinsurance has been applied. For most companies, you must pay this deductible annually rather than per incident. Be sure to understand your policy, as the annual vs per-incident deductible can vary greatly.
**Reimbursement: The percentage of a claim that you’re eligible for repayment by the pet insurance company after you’ve paid the coinsurance.
***Payout Limit Options: The highest amount a pet insurance company will reimburse during the policy period. A lower payout limit means you may be responsible for more costs if your pet experiences expensive vet treatment(s).

Cost And Coverage Comparisons

We’ve compiled a couple of comparison tables that address cost and coverage issues:

Dog At Vet: Is Pet Insurance Worth It?

If you’re unsure where to start, you may want to read our experts’ take on whether pet insurance is worth it. It addresses common questions such as how pet insurance works, what it covers, statistics, reimbursement stories, whether it’s worth it for everyone, and more.

†You should expect annual increases on your premiums from most pet insurance companies. These rates and increases will vary based on your location, changes in vet costs, and more.

Free Pet Insurance Quotes

Cartoon of veterinarian petting dog next to piggy bank (Caption: Start Saving Money On Vet Bills, Compare Pet Insurance Rates In Minutes; Button Text: Get My Quotes)

Our coverage comparison is relatively straightforward, but pricing comparisons can get complicated. Why? Pricing quotes are unique because they’re based on a pet’s age, breed, geographic location, and several other factors.

For this reason, we encourage you to get quotes from multiple companies before deciding on a pet insurance provider. We’ve made this easy for you by creating a free quote form that pulls quotes from top pet insurance companies when you fill out your pet’s details. By entering your pet’s specific characteristics, you can get a better understanding of the coverage needed.

More Companies Reviewed

The companies listed below didn’t rank in our top picks, but with the exception of two very popular new entrants (Lemonade and Spot), they’ve been in business for at least five years and have established a solid history (this is a requirement to be eligible for our top picks – here’s why).

We review these companies with just as much scrutiny as our top-rated providers. Every pet and every situation is different. So you may find the best fit for your unique furry friend with one of these companies rather than our top recommendations. We’ve listed the companies in order of popularity and reader demand.

Why Are New Companies Not Eligible To Win Categories?

Historically, we’ve seen new companies enter the pet insurance space offering low prices to gain market share. However, after some time in business with more paid claims, these companies tend to increase rates to improve their profitability. This hurts you the customer because this causes their premiums to increase significantly — and if you visited your vet or submitted a claim, your pet now has a pre-existing condition. So, if you wish to change providers to find a more competitive rate, that condition is not likely to be covered. In the end, you may have been better off going with a different, more well-established company from the start.

Because of these issues, we’ve decided only to include pet insurance companies in our top spots that have at least five full years of national experience. We think this approach gives companies time to establish a consistent pricing system and reputation, giving you and our team a better idea of what to expect.

That being said, our experts will still cover new entrants (subject to reader demand) and bring you everything we can find on these companies in our reviews, so you have all the options at your disposal. And we have added a “Best Newcomer” category to our rankings to provide you with a recommendation among the many new companies entering pet insurance space. We also consider whether a company is new to the insurance industry or just new to the pet insurance segment of the industry, as a way to weed out companies with little to no experience in the space.

Fetch by The Dodo Review

Fetch by the Dodo logo

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Fetch has some of the most thorough coverage compared to others, but it may mean paying a higher price for coverage less critical to you.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 1 year free from treatment and symptomsDeductible: $250, $300, $500Up to $1,000 in VirtualVet visits over video chat, call, or textPre-existing cruciate ligament problems excludes coverage for both knees
Pricing: highly variableReimbursement: 70%, 80%, 90%Behavioral therapiesWellness care
Reputation: excellentPayout: $5,000, $15,000, unlimited
Exam fees
Waiting periods: 15 days for illnesses, 5 days for accidents, and 6 months for cruciates, patellas, and hip dysplasiaLimit term: annualAlternative/holistic therapies
Claim processing: 12-22 daysPet is covered within the U.S. and Canada
Policies of $15,000 annual payout or more include additional coverage: cost of advertising and paying a reward for a stolen or lost pet, cost of boarding your pet while you’re in the hospital, reimbursement for the price you paid for your pet if your pet dies or has to be euthanized due to injury or illness, and more

Promo Code

Fetch offers the following discounts: 

  • 10% off the first year for new customers
  • Up to 10% off for animal shelter adoptees and employees, corporate benefit plans, medical services pets, strategic partners, military, veterinary staff, and students
  • 15% off for each consecutive 12-month period without a claim
  • 10% off premiums for Walmart shoppers

No promo code is needed. Use this link to take advantage of the best possible price. Alternatively, call 800-237-1123. You can also visit our dedicated Fetch promotions page to learn more.

Learn More In Our Complete Fetch by The Dodo Review

Trupanion Review

trupanion

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Trupanion’s per condition and lifetime deductibles mean once it’s paid, you never pay the deductible again for that condition.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: standard waiting periods applyDeductible: $0-$1,000 (in $5 increments); only company offering a zero deductible planOffers enrollment from birth (sooner than competitors)Coverage for recovery (e.g., physical therapy, acupuncture, hydrotherapy, and more) must be purchased separately
Pricing: higher on averageReimbursement: 90%24/7 customer team allows pre-approval for claimsExam fees
Plan customization: limitedPayout: unlimitedBehavioral therapiesWellness care
Waiting periods: 30 days for illnesses, cruciate ligament, and hip dysplasia and 5 days for accidentsLimit term: per-condition & lifetimePet is covered within the U.S., Canada, and Puerto RicoPets enrolled after 14
Claim processing: averages 5 daysOne-time fee: $35 ($25 in WA, $0 in MD and MI)

Promo Code

Use this link to take advantage of the best possible price and get a quote for your pet from Trupanion. You can also visit our dedicated Trupanion promotions page to learn more.

Learn More In Our Complete Trupanion Review

ASCPA Pet Insurance Review

ASPCA Insurance logo

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ASPCA Pet Health Insurance offers accident-only plans and accident and illness plans with an optional wellness plan.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 6 months free from treatment and symptomsDeductible: $100, $250, $500Behavioral therapiesPre-existing cruciate ligament problems excludes coverage for both knees
Reputation: consumer complaints of low reimbursementsReimbursement: 70%, 80%, 90%Exam fees
Waiting periods: 14 days for illness, accidents, cruciate ligaments, and hip dysplasiaPayout: $3,000, $4,000, $5,000, $7,000, $10,000Optional wellness plan as an add-on
Claim processing: 15-30 daysLimit term: annualAlternative/holistic therapies
Transaction fee: $2/monthPet is covered within the U.S., Guam, Puerto Rico, U.S. Virgin Islands, and Canada
Multi-pet discount: 10%

Promo Code

ASPCA Pet Insurance offers the following discount: 

  • 10% off for multiple pets 

No promo code is needed. Use this link to take advantage of the best possible price.

Learn More In Our Complete ASPCA Review

Spot Review

Spot pet insurance logo (Caption: We've got them covered)

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Spot is newer to the pet insurance industry, and its chairman is Cesar Millan from “The Dog Whisperer.”

Key FeaturesPlan & Cost OptionsCoverageExclusions
Covers curable pre-existing conditions: after 6 months free from treatment and symptomsDeductible: $100, $250, $500, $750, $1,000Behavioral therapiesPre-existing cruciate ligament problems excludes coverage for both knees
Pricing: highly variableReimbursement: 70%, 80%, 90%Exam fees
Waiting periods: 14 days for illnesses, accidents, cruciate ligaments, and hip dysplasiaPayout: $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, unlimited2 optional wellness plans
Claim processing: 10-14 daysLimit term: annualAlternative/holistic therapies
Transaction fee: $2/monthPet is covered within the U.S., Canada, Puerto Rico, and other U.S. territories
Multi-pet discount: 10%

Coupon Code

Spot offers the following discount: 

  • 10% off for multiple pets 

No promo code is needed. Use this link to take advantage of the best possible price.

Learn More In Our Complete Spot Review

Nationwide Pet Insurance Review

Nationwide logo

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Nationwide offers pet insurance policies similar to the other companies in this comparison and benefit schedule policies.

Key FeaturesPlan & Cost OptionsCoverageExclusions
Pricing: lower on averageDeductible: $250Behavioral therapies (Whole Pet Plan)Major Medical Plan (benefit schedule):
-Certain orthopedic conditions
-Hereditary disorders
-Congenital anomalies
-Behavioral therapy
Reputation: many customer complaintsReimbursement: 50%, 70%, 90%Exam feesPets enrolled after 10
Waiting periods: 14 days for accidents and illnesses, 1 day for wellness, 12 months for cruciate ligament (6 months in GA), 0-12 months for hip dysplasia (depending on your plan)Payout: limited per condition, unlimitedOptional wellness planDoesn’t cover curable pre-existing conditions
Claim processing: 4 daysLimit term: annual & per condition annuallyAlternative/holistic therapies
Transaction fee: $2/monthPet is covered worldwide
Multi-pet discount: 5% for 2-3 pets or 10% for 4+ petsOptional exotic pets

Promo Code

Nationwide Pet Insurance offers the following discounts: 

  • 5% off for 2-3 pets covered
  • 10% off for 4 or more pets covered

No promo code is needed. Use this link to take advantage of the best possible price.

Learn More In Our Complete Nationwide Review

Don’t See Your Company?

Didn’t see the company you were looking for? Wondering what happened to 24PetWatch, AKC Pet Insurance, Bivvy, Companion Protect, Hartville, ManyPets, MetLife, Odie, Petco, PetPartners, PetPremium, Pets Plus Us, Prudent Pet, Pumpkin, Toto, TrustedPals, Waffle, Wagmo, Wishbone, or policies offered by Allstate, American Family, Farmers Insurance, Geico, PEMCO, Progressive, State Farm, USAA,  Costco, or Walmart? Don’t worry, we’ve got you covered. We have stats and full reviews on all of these companies on our complete pet insurance companies list.

Why Trust Our Reviews?

We know choosing the right pet insurance policy for your pet is a personal decision. That’s why we value your trust in us to provide all the objective information you need to make an informed choice. Here is a quick comparison table showing what we can offer you compared to the competition.

 Canine JournalPawlicy AdvisorPet Insurance ReviewReviews.com
Website Launched2007201820052013
Website’s FocusCovers Everything Dog-RelatedSells Pet Insurance PoliciesAggregates Pet Insurance Consumer ReviewsReviews Insurance, Home Security, Internet & TV
# Of Pet Insurance Companies4362110
# Of Pet Insurance Comparisons16002
# Of Individual Pet Insurance Reviews23606
Personalized QuotesBrown checkmark (Yes)Brown checkmark (Yes)Brown checkmark (Yes)Orange X (No or Not)
Expert AssistanceBrown checkmark (Yes)Brown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)
Pros & ConsBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Brown checkmark (Yes)
DiscountsBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Orange X (No or Not)
Pet Insurance Company DirectoryBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Orange X (No or Not)
Coverage ComparisonBrown checkmark (Yes)Brown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)
Plan Customization ComparisonBrown checkmark (Yes)Orange X (No or Not)Brown checkmark (Yes)Orange X (No or Not)
Waiting Period ComparisonBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Orange X (No or Not)
Licensed Insurance AgentBrown checkmark (Yes)Brown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)
Licensed Veterinarian ConsultantBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Orange X (No or Not)
Compare Providers Side-By-SideBrown checkmark (Yes)Brown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)
Customer ReviewsBrown checkmark (Yes)Orange X (No or Not)Brown checkmark (Yes)Orange X (No or Not)
Engagement with CompaniesBrown checkmark (Yes)Orange X (No or Not)Orange X (No or Not)Orange X (No or Not)

What Is (And Isn’t) Covered By Pet Insurance?

Please know that none of the pet insurance providers in our comparison cover pre-existing conditions, cremation and burial costs, pregnancy and breeding, or unnecessary cosmetic procedures.

All of them cover the following items when deemed medically necessary: emergency care, surgery and hospitalization, specialized exams and specialty care, X-rays, blood tests, ultrasounds, cat scans, MRIs, rehabilitation, cancer, chronic conditions, euthanasia, hereditary conditions, congenital conditions, non-routine dental treatment, and prescription medications.

However, there may be limitations to this coverage, so please check your policy. Our experts have put together a comprehensive guide to what pet insurance covers. You’ll also find cost and reimbursement examples, criteria to consider, alternatives to pet insurance, wellness plans, and more.

Which Pet Insurance Company Is Best For You?

The number of pet insurance companies to choose from is overwhelming. People often decide to go with the largest, most well-known company, failing to spend the essential time needed to consider their options fully. But if you take the time to do some research, you may find a provider that’s a better fit for your particular breed and health concerns. We recommend that you first and foremost consider these factors:

  1. Your biggest concern as a pet parent should be the reputation of the pet insurance provider. Have you heard of them? Do family and friends use them? What has their experience been when they’ve had to file a claim? Getting a pet insurance policy is useless if it doesn’t cover what you expect it to cover or if you can’t afford the monthly premium. Remember, although the monthly cost is important, it’s not the most crucial factor when choosing insurance. The whole point of any insurance policy is to ensure that you have the coverage to pay for otherwise unaffordable bills in emergencies.
  2. Decide what type of coverage you want for your dog and which additional perks may be negotiable to lower your costs. If you’d like to learn more about what some of the commonly referenced terms in pet insurance mean, check out our terminology 101 section that breaks the lingo down into laymen’s terms for you.
  3. Don’t hesitate to contact potential providers with any questions before signing up. And pay close attention to that experience — it may be a reflection of customer service quality down the road.

Picking a pet insurance plan is a personal choice, and no one knows what your dog needs better than you. Take the time to make an informed decision, and know that it’ll be worth having the added protection in the long run. We’re here to help in any way we can, so don’t hesitate to ask any outstanding questions anywhere on this site.

How To Pick The Best Pet Insurance For My Pet? (Infographic)

How To Pick The Best Pet Insurance Infographic

Here’s a handy graphic you’re welcome to reference as you research and decide on a provider.

Frequently Asked Questions

Here are some questions we’ve received from our readers.

What Are The Best Pet Insurance Reviews For The UK?

Our pet insurance reviews only cover providers in the United States.

An example of a pet insurance brand that operates in several different countries is Petplan. They were founded and are the largest pet insurance provider in the UK but they also license their name for use in Australia, Brazil, Canada, Germany, the Netherlands, New Zealand, and Spain. In January 2022, the company who formerly operated under the Petplan UK license in the U.S. changed its brand name to Fetch by The Dodo.

If there’s enough interest, we may expand our coverage to include Canada, Central and South America, Australia, Europe, and more.

When Can I Expect Changes To Rankings?

We update our reviews throughout the year, but our comprehensive audit of pet insurance companies where rankings and recommendations are most likely to change occurs in the first quarter of each year.

Best Pet Insurance Providers By Value And Needs

We also review providers based on value and special needs. Head to our best pet insurance by value and needs article to see providers ranked based on value factors, including price, a healthy pet discount, and reimbursements. You’ll also see that we review coverage based on special needs, identifying the best coverage for older dogs, dental health, wellness coverage, and bilateral conditions.

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Disclaimer: Information regarding insurance company offerings, pricing, availability, and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please review your policy carefully before signing up for a new insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.

The information provided through this website should not be used to diagnose or treat a health problem or disease; it is not intended to offer any legal opinion or advice or a substitute for professional safety advice or professional care. Please consult your health care provider, attorney, or product manual for professional advice. Products and services reviewed are provided by third parties; we are not responsible in any way for them, nor do we guarantee their functionality, utility, safety, or reliability. Our content is for educational purposes only.

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