Pets Best Insurance Reviews: Pricing, Coverage & How It Compares Against Healthy Paws, Trupanion & Others
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Finding the right balance between affordability and comprehensive coverage can be a challenge when it comes to pet insurance. Pets Best stands out as one of our top picks, offering competitive premiums and extensive protection for your furry friends. However, not all pet insurance providers are equal—some offer lower premiums but leave gaps in coverage by excluding critical services. In this review, I’ll break down exactly what you get with Pets Best, helping you make a well-informed decision and feel confident in choosing the best protection for your pet’s health and well-being. Whether you’re buying pet insurance for the first time or looking to switch, this guide will help you navigate the fine print with ease.
Pets Best Review
Summary
Pets Best is a popular pet insurance pick among pet parents due to its lower quotes and extensive coverage. If your budget is tight, you can purchase an accident-only plan from Pets Best. If routine expenses are a concern, you may be interested in adding a wellness plan to your insurance policy. There are many ways to customize your plan to fit your needs and budget.
Overall Score
Pros
- No lifetime limits on any plan
- Competitive pricing
- Discounts available for multi-pets and military
- Multiple forms of customer support
- Electronic claim filing and direct deposit options
- 30-day money-back guarantee for approved policies at the company’s discretion
- No upper age limits (pets must be 7 weeks or older)
- Your pet is covered when they travel with you in the U.S., Canada, and Puerto Rico
- Optional wellness plans
- No exam is required at enrollment
- Can transfer ownership of a pet, and pet insurance coverage will continue if the new pet owner contacts the company within 30 days
Cons
- $2 transaction fee (waived if pay annually or live in MD or AK)
- Alternative/holistic therapies are not covered
- Average claim processing is longer than competitors
What Does Pets Best Accident Insurance Cover?
Pets Best offers several plans to fit your needs and budget, including an accident-only plan and varying accident and illness plans. Let’s review Pets Best’s accident-only plan first and provide examples of covered accidents, including diagnostics and treatment.
Pets Best is one of the few pet insurance companies that offer an Accident Only plan. It doesn’t cover any illnesses, routine care, acupuncture, or chiropractic care. This plan has a flat rate of $9 per month for dogs and $6 per month for cats ($10 for dogs and $7 for cats in Washington). Pets Best’s Accident Only plan has a 3-day waiting period before coverage kicks in but does not allow you to add-on wellness. Plan coverage details are:
- Deductible: $250
- Reimbursement Rate: 90%
- Annual Payout Coverage Limit: $10,000
Examples of covered accidents include, but are not limited to:
- Bite (by animal, insect, snake, etc.)
- Broken bones
- Cuts
- Dental trauma
- Exam fees (for covered accidents)
- Foreign body ingestion
- Hit by vehicle
- Poisoning
- Prescription medications
- Torn nail
Note: This plan does not cover torn ligaments (i.e., cruciate ligament tears).
Diagnostics & Treatment
Examples of covered diagnostics and treatment related to accidents include, but are not limited to:
- CT scans
- Emergency care
- Medication injections
- MRIs
- Outpatient care
- Prescription medications
- Surgery & hospitalization
- Specialty care
- X-rays
Note: Acupuncture and chiropractic treatment are not covered in this plan.
Accident Only Plan Exclusions
Below is a list of the major conditions and services Pets Best excludes in their Accident Only plan:
- Acupuncture
- Cancer
- Chiropractic care
- Cruciate ligament tears
- Diseases
- Illnesses
- Infectious bacterial or viral disease
- Metabolic disorder
- Parasitic infection
- Routine care
What Does Pets Best Accident & Illness Plans Cover?
Pets Best offers three accident and illness packages. Essential is the basic plan, followed by Plus and Elite plans. Plus is a level up from Essential and covers exam fees, and Elite is a level up from the Plus plan and covers rehabilitation, acupuncture, and chiropractic care. The table below highlights the key differences between the plans.
| Condition | Essential | Plus | Elite |
|---|---|---|---|
| Accidents, Illnesses, Cancer, Hereditary Conditions, Emergency Care, Surgeries & Rx Meds |  | | |
| Accident & Illness Exam Fees | | | |
| Rehab, Acupuncture & Chiropractic Coverage | |
These Pets Best policies cover many of the same diagnostics, conditions, and treatments as other insurers. Everything included above in the Accident Only plan is included in Pets Best’s accident and illness plans. Additionally, illness-related conditions where treatment is deemed medically necessary are eligible for pet insurance coverage as long as it is not pre-existing, excluded, or occurring during the waiting period. Examples of covered illnesses include, but are not limited to:
- Allergies
- Arthritis
- Behavioral therapies
- Cancer
- Chronic conditions
- Congenital conditions
- Cruciate ligament tears
- Diabetes
- Ear infections
- Euthanasia
- Gastrointestinal issues (e.g., vomiting, diarrhea)
- Hereditary conditions
- Hip dysplasia
- Urinary tract infection
Diagnostics & Treatment
Examples of covered diagnostics and treatment include, but are not limited to:
- Blood tests
- CT scans
- Emergency care
- MRIs
- Prescription medications
- Surgery & hospitalization
- Specialty care
- Ultrasounds
- X-rays
Unique Coverage
Pets Best covers curable pre-existing conditions that are healed or are curable and require no further treatment (e.g., broken legs, kennel cough, etc.). This isn’t something widely offered by all insurance companies.
Pets Best Insurance Exclusions
Below is a list of the major conditions and services Pets Best excludes in insurance policies:
- Alternative and holistic treatments
- Ambulance transportation
- Bilateral conditions (a condition or disease that affects both sides of the body) if your pet had any pre-existing conditions on either side of the body
- Breeding and conditions related to pregnancy
- Cremation and burial
- Cruciate ligaments during the first 6 months of the policy
- Elective, cosmetic, and preventive procedures (e.g., tail docking, dewclaw removal, declawing, ear cropping)
- Endodontic treatments and extractions if any pre-existing dental disease
- Endodontic treatment for teeth other than the canines and carnassials
- Food
- Herbal, holistic, and experimental therapies and medications
- Intervertebral disc conditions if your pet had any pre-existing condition involving the intervertebral discs due to degeneration or trauma
- Medications (prescription or over-the-counter) that aren’t included in their formulary of covered meds
- Parasites (e.g., heartworms, fleas, ticks, roundworms, tapeworms, hookworms)
- Pre-existing conditions
- Prophylaxis (i.e., scaling, cleaning, and polishing of the teeth)
- Routine care
- Special diets
- Tooth extractions for deciduous teeth, dentigerous cysts, enamel hypoplasia, and unerupted teeth if your pet is enrolled after they’re six months old
- Vitamins and supplements
How Is Pets Best’s Pricing Determined?
Pets Best has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually or live in AK or MD). Your monthly premium is based on the reimbursement options, annual coverage limit, and deductible options that you choose from the table below.
| Deductible Options | Payout Options | Reimbursement Options |
|---|---|---|
| $50 $100 $200 $250 $500 $1,000 | $5,000 $10,000 Unlimited | 70% 80% 90% |
Pricing is also based on your pet’s details (age, breed, location, etc.). I recommend obtaining quotes from Pets Best for your specific pet to get an idea of how much a policy would cost you.
You can also use our pet insurance quote form below to see how top providers compare for your actual pet.
How Much Is Pets Best Insurance?
The Pets Best Essential plan’s monthly premiums, which cover illnesses and accidents, are listed below. The plan offers $5,000 in annual coverage, a $500 deductible, and 90% reimbursement for 25 sample pets, including Bulldogs, Yorkies, Doxies, and Ragdolls.
| French Bulldog | Yorkshire Terrier | English Bulldog | Dachshund | Ragdoll Cat | |
|---|---|---|---|---|---|
| 6 Month Old in California | $94.20 | $29.07 | $85.63 | $37.49 | $24.81 |
| 1 Year Old in New York | $53.70 | $19.12 | $53.70 | $24.66 | $14.37 |
| 2 Year Old in Florida | $44.17 | $20.97 | $57.81 | $21.89 | $16.50 |
| 5 Year Old in Texas | $100.76 | $25.53 | $100.77 | $26.66 | $28.38 |
| 8 Year Old in New Jersey | $80.89 | $44.36 | $182.98 | $58.11 | $39.49 |
Does Pets Best Have Any Discounts?
Pets Best offers the following discounts:
- 5% off for multiple pets
- 5% off for military members and their families
Use this link to take advantage of the best possible price. No promo code is needed.
Pets Best discount may not be available in all states, and the discount amount may vary by state. More information is available in enrollment.
Customer Service Options & Hours
You can reach Pets Best’s support team via phone, email, live chat, mail, and fax. Hours are Monday through Friday from 6 a.m. to 7 p.m. MST and Saturday from 6 a.m. to 2 p.m. MST. Pets Best’s customer support is closed on Sundays.
Pets Best also has an extensive FAQ section on its website and a 24/7 Pet Helpline for policyholders. The latter allows you to speak with a vet expert day or night about your pet’s health or behavioral concerns.
What Do Customers Think Of Pets Best?
I scoured the internet for Pets Best reviews and here is what customers had to say about them.
Praise From Pet Owners
The positive reviews for Pets Best primarily discuss the excellent coverage and competitive pricing. Many policyholders sign up for Pets Best after having a previous policy with another insurer that has significantly increased premiums at renewal. Customers are pleased with their coverage and state Pets Best follows through with their promises, noting that reading the contract is integral.
Policyholder Complaints
By far, customers’ most significant issue with Pets Best is the time it takes for claims to be processed and for them to receive reimbursement. I read hundreds of online reviews, and the vast majority of negative ones were about this.
To explain how this came to be, Pets Best had an influx of new customers during the COVID-19 pandemic in conjunction with a staffing shortage. As a result, more claims were being submitted than they were used to which caused a backlog of claims.
I’ve spoken to Pets Best about this extensively over the past few years and have been told that they are actively investing in hiring more people and improving their process and technology to improve the flow of claims. Today, Pets Best claim processing averages 10 days.
How Do I Submit A Claim To Pets Best?
Before submitting a claim, you’ll need a copy of your dog’s medical records detailing their medical history. You’ll also need a copy of your finalized invoice from your vet showing what your dog was treated for and how much it cost. The invoice must show your proof of payment with a zero balance for Pets Best to accept it.
Claims must be submitted within 180 days of the service date via Pets Best’s mobile app, online, mail, email, or fax. Pets Best typically processes claims within 10 days. You can be reimbursed by check or direct deposit.
Watch this quick video to see how easy the claim submission process is (from a current customer).
Vet Direct Pay
Pets Best can pay your vet directly through its Vet Direct Pay feature. To do so, you must send them a signed copy of the veterinarian reimbursement release form along with your completed claim. This option eliminates waiting for Pets Best to reimburse you directly for covered services.
How Does Pets Best Reimbursement Work?
Pets Best uses a “copay then deductible” reimbursement method. This is calculated in the following way:
- (Eligible vet expenses x Reimbursement percentage) – Remaining annual deductible = Reimbursement amount
Claim Reimbursement Example
For example, let’s say your dog gets kennel cough, and the vet bill includes sick exam fees, blood work, and other diagnostic testing. Your plan has 90% coverage, a $1,000 deductible, and unlimited annual payout limit.
- You pay the total vet bill to your vet’s office, which is $1,356.23 in this example.
- In your Pets Best account under Claim Center -> Submit a Claim, you fill out the information asked for (type of claim, date of vet service, health condition, name of vet clinic) and upload the paid itemized vet bill.
- A Pets Best specialist reviews the claim and your policy coverage to determine any eligible reimbursement. If the claim is approved, you will receive an email with an Explanation of Benefits (EOB) showing how your benefits were applied to your claim.
- In this case, the waiting period has passed, and kennel cough qualifies as an illness with no pre-existing conditions, so you receive the following reimbursement:
- [$1,356.23 (eligible vet expenses) x 90% (reimbursement percentage)] – $1,000 (remaining annual deductible) = $220.61 (reimbursed amount)
- Any eligible vet bills will be reimbursed 90% for the remainder of the policy period. Only 10% will be due out of pocket because the deductible has been met for the year.
What Are The Most Common Claims Submitted To Pets Best?
| Average Cost For Dogs | Average Cost For Cats | |
|---|---|---|
| Cancer | $4,137 | $3,282 |
| Stomach Foreign Object | $3,262 | $2,955 |
| Diabetes | $2,892 | $1,634 |
| Broken Bone | $2,371 | $2,257 |
Who Is The Underwriter For Pets Best Insurance?
Pets Best Insurance Services, LLC is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. It has two underwriters, Independence American Insurance Company (IAIC) and American Pet Insurance Company (APIC). IAIC has an A- rating from A.M. Best (a measurement of financial stability), and APIC is unrated.
Pets Best is working toward having all of its policies underwritten by IAIC. New York is the only state pending approval for implementation and is still underwritten by APIC. At this time, Pets Best does not plan on transitioning new policy sales in Washington to IAIC, but it will continue to be an APIC product.
What Are Pets Best’s Waiting Periods*?
Insurers utilize waiting periods to help determine pre-existing conditions sustained before obtaining insurance. Typically, the insurer asks for a copy of your pet’s medical records to help determine pre-existing conditions. If a pet owner misrepresents their pet’s condition during the enrollment process, they are guilty of insurance fraud, which is a felony in most U.S. states.
Pet insurance companies have waiting periods for accidents and illnesses. Pets Best’s waiting period for illnesses is 14 days and 3 days for accidents, which are also the industry averages.
Some providers have additional waiting periods for more serious health issues (e.g., CCL tears, Intervertebral Disc Disease [IVDD], hip dysplasia, etc.). Pets Best has a 6-month waiting period for cruciate ligaments, and if you sign up for a wellness plan, there is a 1-day waiting period.
*States are gradually adopting a Model Law for pet insurance, aiming to standardize regulations, including uniform waiting periods. In California, Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, Washington, Rhode Island, and Maryland, waiting periods are:
- Accidents: 0 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 30 days
- Routine Care: 0 days
Waiting periods for North Dakota are as follows:
- Accidents – 3 days
- Illnesses – 14 days
- Cruciate Ligament Conditions – 30 days
- Routine Care – 0 days
Does Pets Best Offer Wellness Plans?
Pets Best offers two routine care options, EssentialWellness Plan and BestWellness Plan. The maximum amounts that Pets Best will pay yearly for that specific routine care are included.
| EssentialWellness | BestWellness | |
|---|---|---|
| Price Per Month | $14 – $21.75 | $26 – $32.58 |
| Spay & Neuter or Teeth Cleaning | $0 | $150 |
| Rabies | $15 | $15 |
| Flea/Tick Prevention | $50 | $65 |
| Heartworm Prevention | $30 | $30 |
| Vaccination & Titer | $30 | $40 |
| Wellness Exam | $50 | $50 |
| Heartworm Test or FELV Screen | $25 | $30 |
| Blood, Fecal, Parasite Exam | $50 | $70 |
| Microchip | $20 | $40 |
| Urinalysis or ERD | $15 | $25 |
| Deworming | $20 | $20 |
| Total Annual Benefits | $305 | $535 |
Our Personal Experience With Pets Best
Below is how Pets Best helped our team member save on eight claims filed with her two-year-old Cavalier King Charles Spaniel within the first year of coverage.
Previous Experience With Pet Insurance
I had pet insurance with my previous Cavalier King Charles Spaniel, and it was sadly needed within a year of adopting her since she was diagnosed with cancer shortly after signing up. I couldn’t imagine not giving her access to specialists and chemo treatment, which wouldn’t have been financially feasible without having insurance to rely on that covered the expensive vet bills.
Signing Up For Pets Best
I wanted to sign my new dog up while he was still a puppy, and the rates would be less expensive, given that he’s relatively healthy. After shopping around and comparing pet insurance plans and pricing options, I went with Pets Best because they had the best rates and a good customer service reputation.
I enrolled him with an accident and illness coverage plan for his second birthday in early September 2022, not thinking I’d have to use it anytime soon.
Many Health Issues Occurred In The First Year Of Being Insured
Within weeks, I needed to see a behaviorist for anxiety issues. Sadly, those were not covered since it was during the waiting period. I had a follow-up visit with our behaviorist for a medication refill, but that wasn’t covered because it was a condition that he had treated while he was under the waiting period (and therefore considered a pre-existing condition).
Shortly after that, he got kennel cough (while at the groomer) and found himself in the emergency room for bloodwork, tests, and medication. That visit alone met my annual deductible ($1,000), so any other new illnesses or accidents would be covered at 90%.
During his spring 2023 annual checkup, they detected a heart murmur. I was encouraged to see a cardiologist for further testing and diagnosis. Knowing I would have 90% of the bills covered because it was a covered illness (and no previous history of heart conditions), I scheduled an appointment with a cardiologist for a consultation and echocardiogram. Thankfully, 90% of the total bill was reimbursed because it was another pricey visit.
Without pet insurance, I may have thought twice about making an appointment with a specialist, given he’s so young to be considered at risk for heart issues. But knowing the breed is susceptible to heart murmurs, I was glad I could get a second opinion without worrying about how much it would cost. He then had a follow-up with his primary vet about his heart murmur, which was covered 90% as well.
Shortly after that, his anal glands ruptured, and we were back at the ER. He had anal gland issues before (and ruptured previously), but since it’s a curable condition, Pets Best covered it.
Another month or so later, he got an upset stomach from switching dog food brands (because of his anal gland issues) and was in the ER again for the third time in less than a year. While the vet visit was covered at 90%, the medication wasn’t since it was just an over-the-counter supplement to help with his tummy.
Finally, in August 2023, we were back at the cardiologist for a six-month re-check to do another echocardiogram and see if there were any changes in his heart valve leak. They covered 90% of the bill since the deductible was already met.
Thousands Of Dollars Saved Thanks To Pets Best
Overall, the total cost of our first year covered by Pets Best was well worth it, and I’m so glad I signed him up.
- Monthly Premium – $21.51 ($258.12 for the year)
- Total Cost For All Vet Visits – $4,588
- Final Vet Cost For Pet Parents (10% copay and $1,000 deductible) – $1,993
- Pets Best Reimbursed – $2,595
I Renewed His Policy
I just renewed his plan, and his monthly premium didn’t increase. I hope he won’t have as many claims to file in the future, but I have peace of mind knowing that his now lifelong heart murmur will be covered going forward in addition to any other unexpected emergencies.
Frequently Asked Questions About Pets Best
Here are some frequently asked questions regarding Pets Best pet insurance from our readers.
Is Pets Best The Same As Progressive?
Progressive partnered with Pets Best to offer their pet insurance policies. Pets Best has also partnered with Farmers Insurance to sell policies.
How Do I Cancel Pets Best Insurance?
Pets Best has a pretty straightforward cancellation policy. Simply fill out this online form, and Pets Best will cancel your policy the day it receives your notice.
If you’d like a replacement for your Pets Best insurance policy, take a look at our best pet insurance reviews to see which pet insurance companies we recommend.
Does Pets Best Premium Increase?
Your premium won’t increase based on the number of claims filed. However, as your pet ages, it will adjust to account for the increased likelihood of age-related health issues.
How Long Does It Take For Pets Best To Process A Claim?
Pets Best’s current claim processing average is 10 days. The amount of time it takes to process a claim depends on its type.
Does Pets Best Cover Wheelchairs?
Yes, Pets Best covers the cost of prosthetic devices and wheelchairs when prescribed or provided by a licensed veterinarian to treat a covered accident or illness.
Does Pets Best Cover Anal Gland Expression?
No, Pets Best does not cover the costs, fees, or expenses associated with anal gland expression.
Pets Best vs Other Companies
Interested in seeing how Pets Best compares against other popular pet insurance companies? I’ve written comparison articles to help you compare Pets Best and other leading pet insurance companies in coverage, customer service and reputation, claim processing, plan customization, and price.
- Pets Best vs ASPCA
- Pets Best vs Embrace
- Pets Best vs Fetch
- Pets Best vs Figo
- Pets Best vs Healthy Paws
- Pets Best vs Lemonade
- Pets Best vs Nationwide
- Pets Best vs Pumpkin
- Pets Best vs Trupanion
| Pets Best | Lemonade | ASPCA | Nationwide | Figo | Embrace | Fetch | Healthy Paws | Trupanion | |
|---|---|---|---|---|---|---|---|---|---|
| Behavioral Therapies |  | Extra Fee | | | | | | | |
| Complementary Care* | Extra Fee | Extra Fee | | | | | | | Extra Fee |
| Vet Exam Fees | Extra Fee | Extra Fee | | | Extra Fee | Extra Fee | | ||
| Gum Disease | | Extra Fee | | | | Canines & Carnassials Only | |||
| Tooth Extractions | | Due To Accident | | | Due To Accident | | Due To Accident | | |
| Average Claim Processing | 10 Days | 2 Days | 15-30 Days | 10-14 Days | 3 Days | 5 Days | 15 Days | 2-15 Days | 2 Days |
| Wellness Plans | | | | | | | | ||
| Illness Waiting Period | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 15 Days | 15 Days | 30 Days |
| Accident Waiting Period | 3 Days | 2 Days | 14 Days | 14 Days | 1 Day | 2 Days | 15 Days | 15 Days | 5 Days |
| Maximum Enrollment Age | Depends On Breed† | 10 Years For Illness | 14 Years For Illness | 14 Years** | 14 Years |
†Lemonade Plan Restrictions: Some breeds have specific age limitations for enrollment.
**Healthy Paws Plan Restrictions: In NY, enrollment must occur before the pet is 4 years old.
Is Pets Best Good?
We recommend Pets Best for its extensive coverage, customizable plans, and highly competitive pricing. This company also offers an optional preventative plan to cover your dog’s spay or neuter surgery, vaccinations, wellness exams, and more. However, in recent years, Pets Best has received negative customer feedback regarding its lengthy claim repayment timeline.
If you want to know how Pets Best stacks up against other pet insurance carriers, check out the best pet insurance providers. We compare and rank the best insurance services, explaining each company’s strengths and weaknesses. We also have many comparison tables to help you see where the best pet insurance companies differ. We answer frequently asked questions, walk you through a pet insurance claim example, list out all of your pet insurance options in an easy-to-digest directory format, and more. We’re sure we can answer all your pet insurance questions, so you feel equipped to make the best decision for your pet.
Methodology
My team and I conduct extensive research on the most reputable pet insurance companies, analyzing customer feedback, policy changes, and industry trends. Our licensed insurance agent fact-checks everything, and we update our reviews year-round as insurers adjust premiums, coverage, exclusions, and customer service.
We rank each U.S. pet insurance provider using a 100-point scale, ensuring an unbiased breakdown of how companies perform in real-world claims.
Our Ranking Criteria
- Coverage & Exclusions (30%) – We analyze policies, exclusions, and age restrictions, rewarding companies with fewer coverage limitations.
- Pricing (15%) – We run thousands of sample quotes and factor in extra fees, discounts, and add-ons.
- Customer Service & Reputation (12%) – We review hundreds of customer experiences, assess the sign-up process, and evaluate claim support.
- Financial Strength (10%) – We examine A.M. Best & Demotech ratings to ensure companies can pay claims reliably.
- Customization Options (10%) – Providers with more deductible, reimbursement, and payout flexibility rank higher.
- Waiting Periods (5%) – Shorter illness & accident waiting periods result in a better score.
- Claim Processing (5%) – Companies offering fast reimbursements and direct vet pay score higher.
- Innovation (3%) – We recognize unique offerings and advanced technology in the industry.
Unbiased Pet Insurance Rankings: Putting Pets First
Unlike many review sites, we don’t sell rankings—every provider earns its spot based on real performance. Our in-depth comparisons help pet parents make informed decisions, while insurers use our reviews to improve their policies. We only recommend the best because that’s what our readers deserve.
Why Trust Canine Journal?
Canine Journal has been covering the topic of pet insurance since 2012, well before other conglomerates discovered the rising popularity of health care for our pets. Many of our authors have personal experience with pet insurance, including Kimberly Alt, who has been Canine Journal’s go-to writer for pet insurance for over a decade, having written about nearly every possible facet related to pet insurance. Kimberly knows the subject so well that she can answer a breadth and depth of pet insurance questions immediately. And on the rare occasion she doesn’t know the answer off the top of her head, she can find it within minutes due to her extensive list of resources. Kimberly also consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance agent, for additional expertise, to ensure accuracy, and give Canine Journal the authority to write about and assist readers in purchasing insurance policies legally. Kimberly has spent over 100 hours researching Pets Best, reading every line in their policy, speaking with their operation team, and gathering quotes to bring you the most accurate information.
Pets Best Underwriter Disclosure – Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. #200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Canine Journal® is a trademark of Cover Story Media, Inc.® All insurance applications and solicitations are entrusted to Michelle Schenker (NPN #19494757; CA license #4071990), a licensed insurance agent representing Cover Story Media, Inc.® Canine Journal® does not underwrite pet insurance or pay claims but receives compensation on sale and/or renewal.
