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If you consider your pet part of the family, then why not make sure your dog has health insurance like the rest of your family? Just like with humans, pets can become ill or get in accidents when you least expect it. But the good news is, pet insurance can help save your family from drowning in debt and keep your canine companion alive and thriving. 24PetWatch is one of a number of popular pet insurance companies. See how they compare to the pack.
Why Does Your Pup Need Pet Insurance?
You likely wouldn’t ask this question about you or your family members. Because he needs it for the same reasons you do. Your dog is a beloved member of your family, and you want to make sure he — and your finances — are covered in the event of an unexpected illness or accident. As you know, you can run up vet bills quickly, especially with emergency care, surgery, and chronic conditions. Pet insurance has your financial back, so you can focus on healing your pet instead of worrying about how you’re going to pay thousands of dollars in vet bills.
Services Covered by 24PetWatch Pet Insurance
Below is a list of services covered and not covered by 24PetWatch (as of January 10, 2017).
|Covered by 24PetWatch||Not Covered by 24PetWatch|
|Injuries||Preventative care and wellness visits (Available with wellness coverage only)|
|Accidents||Dental and orthodontic procedures (Available with wellness coverage only)|
|Surgeries||Spay/neuter procedures (Available with wellness coverage only)|
|Diagnostics (x-rays, blood tests, etc.)|
|Congenital & hereditary conditions|
|Ambulance & paramedical|
What Are Some Key Features of 24PetWatch?
Started in 1999, 24 Hour Pet Watch has covered thousands upon thousands of pups and other pets for illnesses and injuries. All of 24PetWatch’s plans have a set $100 per year deductible and 20% copay. You can choose from five coverage amounts: $1,500, $3,000, $5,000, $10,000 and $20,000.
How Much Does 24PetWatch Cost?
24PetWatch, like most pet insurance companies, bases their policy pricing on age, breed and other factors. See our Pet Insurance Quotes for a pricing comparison of seven different pet insurance companies, based on a few different breeds and ages.
There are not any active 24PetWatch coupon codes at this time.
What Are 24PetWatch Customers Barking About?
Here’s a sampling of real 24PetWatch customer reviews, both positive and negative, to give you an idea of their experiences with the company.
Positive 24PetWatch Reviews
I have used this company for 5 years. My ten year old dog had to undergo surgery and lengthy cancer treatment, and my claims were paid promptly within 30 days. Nothing was denied. The key is correct paperwork, promptly submitted. I found 24PetWatch to be professional and as advertised–they were there when I needed them for a catastrophic situation, which is why I had insurance. I could not have afforded to treat my dog otherwise–it was a good investment for me. I saw many people at the cancer center who had no insurance and were really struggling. – Grc D., Yelp 12/15/2015
Not only do they pay in a timely fashion, the Vet faxes the forms in for me and occasionally has to relax them which is not a big deal. When 1 pup’s tail need to be amputated, I got almost all the money back, which was over $1,000. There are different plans which have different levels of coverage so that may explain some of the problems people are having. You get what you pay for and it is important to understand your policy and how it changes over time. As a pet ages things change as well… Just as they do for humans. I also pay annually so there is no wait time when I need immediate service! 🙂 – Eileen, Consumer Affairs 11/5/2015
Negative 24Petwatch Reviews
I am a veterinarian. I have tried to submit a claim with 24 pet watch insurance for the last 14 days. Each time they send an email confirmation saying that the email is received. Then we receive an email from “live agent” saying the claim is not received… We have tried to fax the claim more that 20 times but their lines are always busy… They have still not processed a claim for <$200. I truly think they are intentionally placing roadblocks so they do not have to pay claims. I submit to 3 other pet insurance companies and do not have this issue. Stay far away they will not process your claims! – D.W., BBB 12/21/2015
Here’s the bottom line. They lose claim information repeatedly. The employees do not know relevant claim information and they do not know the specifics of needed claim documentation so your claim just sits in limbo… Also inconsistent availability on the websites LIVE IM. Don’t advertise it if it’s not available… Just a thought. Overall if the employees were better trained, I think it may have been a better experience for me. Just really poor CS and follow up. – Heather B., Yelp 12/3/2015
What Can You Face if You Don’t Have Dog Insurance?
What can happen if you don’t have pet insurance? Even minor accidents and illnesses can break your wallet — the average vet bill for when your dog ingests a foreign object and needs surgery? A whopping $3,275, according to Preventive Vet! With more serious accidents and illnesses, not being insured can be devastating. Watch this heartbreaking story of Pomeranian Molly and her owner’s tough reality without pet insurance.
What’s Our Verdict on 24PetWatch Pet Insurance?
24PetWatch is unranked in our pet insurance reviews article. 24 Pet Watch does have some good features and their pricing is low too so it may be a good fit for you. But you may be able to do better. Be sure to check out our article, which gives you in-depth reviews and recommendations for the best pet insurance for you and your pup.
What are your experiences with 24PetWatch?