Does Pet Insurance Cover Cryptorchidism In Dogs?

This content was reviewed by our licensed insurance agent, Michelle Schenker.

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wound care after cryptorchidism surgery on a puppy's penis area

Cryptorchidism can cause confusion for pet parents wanting to know if insurance will cover it. This is because the treatment for cryptorchidism is neutering your dog, which on its own isn’t covered by pet insurance. However, the necessity for neutering your dog due to a cryptorchidism diagnosis may make the castration surgery and related diagnostics eligible for coverage through pet insurance. Clear as mud? We’ll provide more details about the condition and different scenarios that may make pet insurance coverage a possibility.

What Is Cryptorchidism In Dogs?

Cryptorchidism is a condition in which one or both of a dog’s testes don’t drop to the scrotum.

Males with cryptorchidism have an increased risk of testicular cancer and infertility. Dogs diagnosed with cryptorchidism should be neutered to prevent health risks and to prevent passing the condition down their bloodline.

Does Pet Insurance Cover Cryptorchidism?

Yes, pet insurance typically covers cryptorchidism as long as no signs or symptoms appear until after enrollment and waiting periods. Cryptorchidism is most commonly diagnosed around six months old.

Keep in mind that any accidents or illnesses that present symptoms during the waiting period will also be exempt from coverage by most insurers. The average pet insurance waiting period for illnesses is 14 days (some are up to 30 days). You should enroll your dog in pet insurance by at least four months old to increase your chances of having pet insurance coverage for the possibility of cryptorchidism. However, the sooner the enrollment, the better, and most pet insurance companies begin enrollment around six to eight weeks old.

How Much Is Surgery For Cryptorchidism In Dogs?

Georgie, a King Charles Cavalier Spaniel, was diagnosed with cryptorchidism at six months old. His parents scheduled neutering surgery for him shortly after. The total neutering vet bill increased by $349 because there are additional diagnostics and precautions taken for dogs with cryptorchidism. In total, Georgie’s surgery for cryptorchidism cost $1,229.

Choose The Best Pet Insurance

Pet insurance covers many conditions besides cryptorchidism. Because cryptorchidism coverage is fairly standard in pet insurance, you don’t need to choose your pet insurance provider solely based on this. However, you should consider several other factors, including overall policy coverage, customer service and reputation, claim processing average, pricing, plan customizations, and more. We go into great detail on these categories and rank the best pet insurance companies to help you make the most informed decision.

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