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Although sometimes referred to as Banfield Pet Insurance, Banfield isn’t actually pet insurance — it’s a wellness membership plan (whose logo suggests it’s a vet’s office). Despite all this confusion, the major question we have — is Banfield wellness care worth it? Its plans don’t cover illness or injury, only preventative care.
If you are looking for a more comprehensive insurance plan to cover accidents and illness in addition to preventative care, you may want to consider pet health insurance.
- How Does It Work?
- Pros & Cons
- User Reviews
- Do You Need A Wellness Plan?
- What Dog Preventative Measures Are Important? (Video)
- Is Banfield Worth It?
Banfield Wellness Plans require you to visit a Banfield Pet Hospital, which are located in almost 1,000 PetSmart stores across the country. Its plans offer packages of preventive care, which include bi-annual comprehensive wellness exams that can cover vaccinations, parasite control, dental, nutrition and behavioral consultations. It requires a one-time sign-up fee and monthly payments that start at $12.95.
Banfield Wellness Plan prices start at $12.95 per month and vary by species, location and services. It offers 3 plan levels for each type of pet: dogs, puppies, cats and kittens. Its basic plan for dogs includes:
- Comprehensive physical exam, 2 per year
- Diagnostic Testing
- Fecal Exams, 2 per year
- Deworming, 2 per year
- Unlimited office visits
- 10% off other Banfield services and products
Higher level plans include such services as urine testing, dental cleaning and preventative care x-rays, as well as higher discounts on their services and products. Optional add-ons include: parasite control, spay/neuter, additional dental, chronic care and a canine DNA test.
Typically we post 2 positive and 2 negative reviews that we’ve found online when we do an individual review like this. However, our readers have been so helpful that we encourage you take a look at our comment section for the most up-to-date customer reviews that we have.
We think the primary questions to ask yourself if you are considering this are the following.
- Do I have a local Pet Smart store and is it close enough that I would go there over my current vet’s office?
- Have I met the vets that work there and do I feel comfortable with them caring for my pet?
- Can I budget on my own for wellness care for my pet or would a plan like this help me be more financially prepared for the regular vet needs of my pet?
Before you sign up with Banfield, here are some other pet wellness insurance options you should consider.
Check out this video by Banfield that highlights what you should be doing as your puppy transitions into adulthood.
It really depends on several factors. First, some Banfield animal hospital locations are better than others — ask your neighbors/friends/coworkers and do your research online to see if your local Banfield pet hospital is up to par. After all, the kind of veterinary care your dog will receive is the most important factor.
Second, if your pup is healthy and young but finished chewing everything it finds, a Banfield plan may be all you need for preventative care. If you have a new puppy who is constantly in trouble, your dog is older with greater health concerns but few preexisting conditions, or if your pet has chronic health problems, you may want to consider pet insurance, which covers illness and injury.
Another major factor to keep in mind? Pet emergency visits aren’t covered by Banfield plans, whereas they are with pet insurance. Pet insurance can come with a higher monthly price tag, but it could be your better option in the long run.
If you’re considering pet insurance, be sure to check out our Pet Insurance Reviews comparison article. Many of the pet insurance companies offer wellness plans as add-on products to their health insurance. And yet another option would be to purchase a Banfield Wellness Plan in addition to pet insurance. This would provide coverage for both your routine pet exams as well as unexpected illnesses and accidents.