Pet Insurance

Pet insurance is the human health insurance equivalent, but for your pet. Having your dog or cat protected by a good health insurance plan can put your mind at ease knowing that large unexpected medical bills will be covered.

Canine Journal has decades of experience in pet health insurance, our experts have reviewed over two dozen providers and bring you our top picks in our comprehensive pet insurance reviews.

Wagmo founders sitting next to dog in park (caption: Wagmo Pet Insurance Review)

Wagmo Pet Insurance Reviews: With Promo Code, Plans, Wellness Coverage & More

Wagmo started out offering stand-alone pet wellness plans to customers but recently added the option for traditional pet insurance as well. It’s one of the few companies to offer both wellness and insurance coverage for your pet. You can purchase either of these policies individually or you can add a wellness plan to their pet insurance plan for an additional fee. Wagmo pet insurance isn’t available in all 50 states yet, but it has plans to keep growing. Find out if Wagmo prices are in line with the competition and if its coverage meets your needs.

Terrier dog sitting (Caption: Toto Pet Insurance Reviews)

Toto Pet Insurance Reviews

Toto was founded in 2018 and offers accident and illness coverage for your furry family members. Plans are customizable with various deductible, reimbursement, and payout limit options. Toto is unique because it offers Final Respect coverage, an optional add-on that reimburses you up to $300 for the cost of necropsy (autopsy), cremation, and urns. Other pet insurance companies don’t offer coverage for these items. Toto doesn’t allow you to transfer the plan over to someone else if ownership of the pet changes. This is something that other competitors allow through their policies. Additionally, Toto may change your premium, coinsurance amount, annual deductible, and policy terms and conditions at renewal.

Black and white dog jumping on man's legs (caption: Prudent Pet Insurance Review)

Prudent Pet Insurance Review: Are Their Higher Premiums Worth It?

Prudent Pet Insurance is a relative newcomer to the industry. They launched in late 2018 but have a high-rated underwriter and administrator for their pet insurance products for both cats and dogs. With competitive coverage, they’re a promising prospect for pet insurance. But how do their premiums and claim repayments stack up against some pretty stiff competition from well-established companies?

Dog smiling (caption: PetPartners Pet Insurance Reviews)

PetPartners Pet Insurance Reviews

PetPartners started offering pet insurance under its brand name in 2009. It has customizable plans, allowing you to choose your deductible, payout limit, and reimbursement levels. PetPartners is nearly identical to AKC Pet Insurance. How does it compare to the competition? Our experts find out.

Injured Shih Tzu front leg wrapped by red bandage and splint after surgery in vet hospital with sunset light (Caption: MetLife Pet Insurance Review)

MetLife Pet Insurance Review: Entering A New Industry But Has Experience Too

PetFirst was founded in 2004 and bought by MetLife in December 2019. MetLife is one of the few pet insurance companies to offer a 100% reimbursement option. It also has a short waiting period for accidents (only one day after enrollment). But do these factors make it the best pet insurance for your dog or cat?

Woman vet with dog and clipboard (caption: Hartville Pet Insurance Review)

Hartville Pet Insurance Reviews

Crum & Forster (C&F) Insurance Agency administers Hartville Pet Insurance, similar to ASPCA Pet Insurance. Hartville’s waiting periods are a little longer for accidents than other companies, but some their other waiting periods are more competitive. But will their policy cover your pet’s greatest needs? Let’s learn more about Hartville Pet Insurance and discover whether they could be a solid solution to manage the financial risks associated with pet ownership.

Dog with cone (caption: Bivvy Pet Insurance Review)

Bivvy Pet Insurance Review: Low Prices, But Does It Offer Enough Coverage?

Bivvy offers an affordable pet insurance policy (in some states) with the option of adding on a wellness plan. However, it places limits annually and over the lifetime of a pet, which may cause issues for some. Is Bivvy worth it, or would it be best for you to choose a pet insurance company with a longer-standing reputation?

Black lab (caption: AKC Pet Insurance Review)

AKC Pet Insurance Review: Does It Offer The Best Coverage At The Lowest Price?

The American Kennel Club (AKC) is well-known in the pet world for its expertise in breed, health, and training for dogs. PetPartners, Inc. partnered with AKC in 2003 and administers AKC Pet Insurance. While both PetPartners and AKC Pet Insurance offer similar pet insurance products, AKC Pet Insurance focuses more on purebred dogs and AKC customers. Find out what an AKC Pet Insurance policy covers in our review below.

Person holding bunny in cage (Caption: Best Rabbit Insurance)

Best Rabbit Insurance: Hop Your Bunny Into Coverage Today

Pet insurance isn’t just for cats and dogs. Do you have a rabbit as a pet and want to protect your wallet from potentially high vet bills? You’re not alone! More households are adopting bunnies as pets, but when it comes to rabbit insurance reviews, there’s only one company that currently offers plans to cover them. Compare rabbit insurance below to see if it’s a good fit for you and your furry pal.

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