Best Pet Insurance In Washington State: Companies Reviewed In Seattle, Spokane, Tacoma, Vancouver, Bellevue & More

1st Figo logo
2nd Healthy Paws logo
3rd Pets Best Logo

Can you get any more ‘Toner than a Starbucks in your hand, wearing your Seahawks hat, and commuting via ferry on your way to work? Washington is known for many things and has various terrains to enjoy. Although it can be cold and rainy, one thing’s certain, this state is known for its beauty.

Whether you’re a first-time pet parent or well-versed in all things dog-related, having pet insurance can give you peace of mind should your dog experience a health concern. We help you learn more about your options so you can decide which pet insurance company is best for your dog in the Evergreen State.

Article Overview

Most Popular Breeds In Washington

Black Lab RetrieverYour dog’s breed is one of the most significant factors used to determine your policy’s cost. Here are the most popular dog breeds in Washington.1

  1. Labrador Retrievers
  2. German Shepherd Dogs
  3. Golden Retrievers
  4. French Bulldogs
  5. Poodles
  6. Rottweilers
  7. Bulldogs
  8. Pembroke Welsh Corgis
  9. Boxers
  10. Australian Shepherds

How Much Does Pet Insurance In Washington Cost?

We ran sample quotes for dog insurance plans in Washington from our best-rated pet insurance providers (see below) based on the popular dog breeds listed above. All of the examples are for healthy pets with no pre-existing conditions (generated in August 2021). You should run your own quotes to get an estimate of pet insurance costs for your pet.

Healthy Paws Pet Insurance In Washington

When this article was written, Healthy Paws was not enrolling new pets in Washington state, which is why we have no quotes for it. We find this odd since the company is headquartered in Bellevue, WA.

Dog Insurance In Washington Cost Examples

Compare dog insurance in WA with the sample pets we’ve compiled below.

CompanyBreedGenderAgeZip CodeDeductibleReimbursementPayout LimitMonthly Price
FIGO logoLabrador RetrieverMale1 Year OldSeattle (98101)$25080%$10,000$50.83
Healthy Paws logoLabrador RetrieverMale1 Year OldSeattle (98101)$25080%UnlimitedN/A
Pets Best logoLabrador RetrieverMale1 Year OldSeattle (98101)$25080%$5,000$45.77
FIGO logoGerman ShepherdFemale4 Years OldVancouver (98607)$25070%$20,000$54.55
Healthy Paws logoGerman ShepherdFemale4 Years OldVancouver (98607)$25070%UnlimitedN/A
Pets Best logoGerman ShepherdFemale4 Years OldVancouver (98607)$25070%Unlimited$41.71
FIGO logoGolden RetrieverFemale3 Months OldSpokane (99201)$25080%$5,000$38.78
Healthy Paws logoGolden RetrieverFemale3 Months OldSpokane (99201)$25080%UnlimitedN/A
Pets Best logoGolden RetrieverFemale3 Months OldSpokane (99201)$25080%$5,000$42.82
FIGO logoFrench BulldogMale6 Months OldBellevue (98008)$50090%$5,000$36.24
Healthy Paws logoFrench BulldogMale6 Months OldBellevue (98008)$50090%UnlimitedN/A
Pets Best logoFrench BulldogMale6 Months OldBellevue (98008)$50090%$5,000$52.18
FIGO logoPoodleFemale2 Years OldTacoma (98411)$10070%$10,000$41.74
Healthy Paws logoPoodleFemale2 Years OldTacoma (98411)$10070%UnlimitedN/A
Pets Best logoPoodleFemale2 Years OldTacoma (98411)$10070%$5,000$32.39

As you can see, prices vary widely depending on the dog’s age, location, and breed. You can also adjust the monthly premium by raising or lowering the deductible or reimbursement percentage. Read our pet insurance comparison to learn more about each company’s differences in deductibles, reimbursement levels, and payout options.

Pet Insurance Quote Form WidgetWhen comparing pet insurance, you should always consider what coverage you need in addition to the cost. Some companies also offer wellness plans to help cover your routine, preventative care costs.

We recommend getting quotes from at least three different companies to know your range of coverage options and prices. You can obtain free quotes from multiple top-rated insurance companies here. Always read the policy’s fine print for exclusions or waiting periods. And if you have any questions, we encourage you to call the insurance company to clarify before signing up.

Note: The monthly price will likely increase slightly each year as your dog ages and has more health concerns. Vet costs also rise over time, making pet care more expensive.

Pet-Friendly Places In Washington

Dog standing in the rain puddle (Caption: Best Pet Insurance In Washington State)Washington ranks 7th in the most pet-friendly states in the country. There are 3.2 pet shelters and 4.8 pet-friendly restaurants per 100,000 residents, and 63% of ‘Toners are pet owners.2

Here are some pet-friendly places for dogs in Washington:

  • Deception Pass State Park – Dogs must be on leash while in the state park, but you and your dog are likely to enjoy the fresh air and beautiful scenery. We’ve heard Rosario Head Trail to Lighthouse Point and Lottie Point is a scenic trail for pet parents and their dogs. It’s a moderately difficult 4.7-mile loop with breathtaking views of Deception Pass Bridge and Whidbey Island. There’s even potential to see seals playing in the water.
  • Airfield Estate Winery – Located in Prosser, this winery has a patio where you and your dog can sit and look out over the vineyard. This vineyard was used as an airbase for the US Army during World War II.
  • Norm’s Eatery – Located in Seattle’s Fremont neighborhood, this doggy diner is one-of-a-kind. Dogs can eat inside with you, and they have an entire menu dedicated to dogs. This could be a fun experience for everyone in your family to celebrate your dog’s adoption day or special occasion.

Dog Insurance Claim In Washington

Below is a real-life dog insurance claim from a Healthy Paws (a top-rated provider) customer in Washington.

  • Dog Name: Polar
  • Location: Everett, WA
  • Injury: Cruciate Ligament
  • Total Vet Cost: $6,000
  • Reimbursement: $5,300
  • Amount Customer Paid: $700

Should I Get Pet Insurance?

Unfortunately, your dog’s health can change in a flash. One moment, your dog has a clean bill of health, and the next minute, he’s refusing all food. That’s why many pet parents purchase pet insurance to help cover unexpected vet bills. This means they don’t have to choose between their bank account and the health of their pet. Learn more about why pet insurance may be worth it for your family.

What’s most important to you when considering a pet insurance policy?

Sources: [1] Penn Live, [2] Joy Organics