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Whether you’re taking a stroll down The Boardwalk or jogging through Liberty State Park, there’s plenty to do with your dog in the Garden State. But bringing your dog along on all your adventures can open him up to accidents. That’s why getting pet insurance is a must.
Fortunately, all of our top-ranked pet insurance companies offer coverage in New Jersey. Monthly premiums are based on your dog’s breed, zip code, pre-existing conditions, and more. Learn about New Jersey-specific stats and read some quotes to see which company may be the best pick for your pup.
| Pet Insurance Ranking | Company | Review |
|---|---|---|
| Best Overall |  | Read Review |
| Best For Puppies & Kittens |  | Read Review |
| Best Unlimited Payouts |  | Read Review |
| Best Value |  | Read Review |
| Best Coverage |  | Read Review |
| Most Affordable |  | Read Review |
| Best Vet Direct Pay |  | Read Review |
| Best For Pre-Existing Conditions |  | Read Review |
| Best Accident-Only Plan |  | Read Review |
| Best For Customizable Plans |  | Read Review |
| Best For Exotic Pets |  | Read Review |
Most Popular Dog Breeds In New Jersey
Surprisingly, New Jersey is among the ten states with the lowest percentage of pet ownership at 47%. However, that’s still a large population of furry companions. A dog’s breed is one of the determining factors for your pet insurance policy cost. Below is a ranking of the most popular dog breeds in New Jersey.
- Yorkshire Terriers
- Poodles
- Boxers
- Rottweilers
- Bulldogs
- French Bulldogs
How Much Does Pet Insurance Cost In New Jersey?
Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.).
According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. is $56.30 ($31.94 for cats).
Since prices vary based on where you live as well as your pet’s characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get estimates from top pet insurance providers. This allows you to see how companies compare price-wise. With most companies, you can also adjust your monthly premium by lowering the deductible, reimbursement percentage, and annual payout to make it better fit your budget.
Once you have your customized price quotes, you may wonder how coverage varies among the different companies. Our pet insurance comparison includes multiple comparison charts to help you see key differences between coverage, waiting periods, age limitations, and more.
Which Cities In New Jersey Are Pet-Friendly?
Below are the most pet-friendly cities in New Jersey based on the 100 largest U.S. cities. Note: Cities that fall outside of New Jersey were excluded from this table.
| Most Pet-Friendly Cities | Pet Budget* | Pet Health & Wellness** | Outdoor Pet-Friendliness*** | |
|---|---|---|---|---|
| Jersey City | 78 | 82 | 52 | 45 |
| Newark | 98 | 88 | 32 | 92 |
**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, share of pet-friendly hotels, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.
***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, park land as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita.
New Jersey Pet-Friendliness Statistics
There are some other notable statistics you might like to know regarding cities in New Jersey.
- Based on 100 of the largest U.S. cities:
- Newark is tied for 87th (with 5 other U.S. cities) for having the highest veterinary-care costs.
- Jersey City is 98th and Newark is 100th for having the fewest veterinarians per capita.
- Newark is 100th for having the fewest pet businesses per capita.
- Newark is 98th for having the fewest dog-friendly restaurants per capita.
- Newark is 96th for having the fewest dog parks per capita.
- Newark is 95th for having the fewest animal shelters per capita.
Pet Insurance Claim: Cost & Reimbursement From New Jersey Customer
Below is a real-life pet insurance claim from a Healthy Paws customer in New Jersey.
- Location: Asbury Park, NJ
- Condition: MRI and epilepsy diagnosis
- Total Vet Cost: $3,420
- Reimbursement: $3,078
- Amount Customer Paid: $342
Should I Get Pet Insurance For My Dog?
Like human health insurance, pet insurance is there to help you financially during an emergency. Pet insurance can take all the financial stressors off your shoulders and allow you to focus on your pet’s health. Learn more about why pet insurance is worth it.
