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Whether you’re taking a stroll down The Boardwalk or jogging through Liberty State Park, there’s plenty to do with your dog in the Garden State. But bringing your dog along on all your adventures can open him up to accidents. That’s why getting pet insurance is a must.
Fortunately, all of our top-ranked pet insurance companies offer coverage in New Jersey. Monthly premiums are based on your dog’s breed, zip code, pre-existing conditions, and more. Learn about New Jersey-specific stats and read some quotes to see which company may be the best pick for your pup.
Surprisingly, New Jersey is among the 10 states with the lowest percentage of pet ownership at 47%.1 However, that’s still a large population of furry companions.
- Labrador Retriever
- German Shepherd
- Golden Retriever
- French Bulldog
- Yorkshire Terrier
- Siberian Husky
- German Shorthaired Pointer
- Doberman Pinscher
- Cavalier King Charles Spaniel
We ran quotes for our best-rated pet insurance providers for plans in New Jersey (see below). We chose breeds based on the list of popular dog breeds above. None of the quotes we ran were for pets with microchips or pre-existing conditions.
Please know that you should expect annual premium increases from any pet insurance provider based on vet costs rising or more claims being submitted in the location where you reside. So just because you’re quoted $32 per month, it doesn’t mean it will stay that price for the life of your pet.
All quotes are from November 2020.
We want to mention that coverage details and customer service are important factors to consider, not just cost alone. So we encourage you to read our pet insurance reviews to see why we ranked our top three companies the way we did.
Pet insurance costs vary for each dog, and it’s important to run quotes for your dog (or cat) to see the various price ranges (we recommend a minimum of three quotes). We encourage you to obtain four quotes with one form from our top-rated insurance companies to provide a reliable estimate of what your monthly premium might be (quotes will vary based on geographic location, age of dog, breed, pre-existing conditions, etc.).
According to Wallet Hub, these are the most pet-friendly cities in New Jersey based on the 100 largest U.S. cities.3 Note: Cities that fall outside of New Jersey were excluded from this table.
|Most Pet-Friendly Cities||Pet Budget*||Pet Health & Wellness**||Outdoor Pet-Friendliness***|
*Pet budget was determined by considering vet care costs, minimum pet-care provider rate per visit, and dog insurance premiums.
**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, share of pet-friendly hotels, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.
***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, park land as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita.
New Jersey Pet-Friendliness Statistics
There are some other notable statistics you might like to know regarding Newark, New Jersey. Based on 100 of the largest U.S. cities, Newark is:
- Tied for 89th for highest veterinary-care costs
- Ranks the worst for having the fewest veterinarians per capita
- 98th for having the fewest pet businesses per capita
- 98th for having the fewest dog-friendly restaurants per capita
- Tied for 95th for having the fewest dog parks per capita
- 96th for having the fewest animal shelters per capita
Like human health insurance, pet insurance is there to help you financially during an emergency. Pet insurance can take all the financial stressors off your shoulders and allow you to focus on your pet’s health. Learn more about why pet insurance is worth it.
What breed is your New Jerseyan dog?