Best Pet Insurance In Arkansas: Companies Reviewed In Little Rock, Hot Springs, Fayetteville, Van Buren, And More

This content was reviewed by our licensed insurance agent, Michelle Schenker.

To keep the lights on, we receive affiliate commissions via some of our links. Our review process.

Welsh Corgi Pembroke dogs on a walk in the spring Park in Arkansas

Arkansas is filled with pet lovers like you, hoping to take their furry canines on as many adventures as possible. The Razorback state is loaded with lakes, rivers, and hot springs, all easily accessible to you and your dog. However, the more you expose your dog to, the more likely they are to require emergency vet care.

It’s completely normal, unfortunately, because your dog is excited to be in a new place, which means they’re at an increased risk for an accident. These medical emergencies can cost thousands of dollars and put you financially and emotionally in a pinch. To help protect you from the financial burden, you can sign your dog up for the best pet insurance in Arkansas and take full advantage of every moment with your pooch.

Pet Insurance RankingBest Overall*Best ValueFastest Claim ProcessingBest Multiple Pet DiscountBest Newcomer
CompanyPets BestFigoHealthy PawsEmbraceLemonade
Policy CoverageExtensiveExtensiveMore LimitedExtensiveMore Limited
Customer Service & ReputationGoodExcellent, StableExcellent, StableExcellent, StableUncertain, New
Claim Processing (avg)7-14 Days3 Days2 Days5 Days2 Days
Vet Direct Pay Option
Policy Price (avg)LowerLowerVariableHigherAverage
Plan CustomizationsMany OptionsMany OptionsRestricted OptionsMany OptionsMany Options
 Read ReviewRead ReviewRead ReviewRead ReviewRead Review
*Not currently available in California.

A dog’s breed is one of the determining factors for your pet insurance policy cost. Below is a ranking of the three most popular dog breeds in Arkansas.

  1. Labrador Retrievers
  2. German Shepherds
  3. Beagles

How Much Is Pet Insurance In Arkansas?

Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.). According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. in 2021 was $48.66 ($28.57 for cats).

Since prices vary based on where you live as well as your pet’s unique characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get real estimates for your pet from several top providers. This allows you to see how companies compare price-wise. With most companies, you can also adjust your monthly premium to better meet your needs. Reducing the deductible, reimbursement percentage, and annual payout can lessen it to better fit a lower budget.

Once you have your customized price quotes, you may wonder how coverage varies among the different providers. Our pet insurance comparison includes multiple charts to help you see key differences between coverage, waiting periods, age limitations, and more.

What Are Some Pet-Friendly Places In Arkansas?

These are some popular pet-friendly places to take your dog in Arkansas, but there are many more besides this list.

  • Hot Springs, AR – There are plenty of dog-friendly places to take your dog to in Hot Springs, including Garvan Woodland Gardens, Hot Springs National Park, Hot Spring Mountain Trail, duck tours, trolleys, Hot Springs Bark Park, and more.
  • Little Rock, AR – The state capital has many dog-friendly activities including hikes at Pinnacle Mountain State Park, a visit to the River Market District, and play time at several local dog parks.
  • Fayetteville, AR – While Walmart may not be a traditional place you’d think of being dog-friendly, this headquarter city may become a favorite destination, especially if your dog is a big fan of their Ol’ Roy Dog Food!
  • State Parks – There are numerous state parks throughout Arkansas, including Mammoth Spring State Park, Davidsonville Historic State Park, and more that you can bring Fido along with you.
  • Museums – There are even museums like Plantation Agriculture Museum and Arkansas Railroad Museum that you can bring your pup to.

There are also many dog parks, pet bakeries, and pet spas throughout the state for you to plan the perfect day with your pup.

Person on computer checking pet insurance quotes (Caption: Save Money on Vet Bills; Button: Get Free Quotes)

Pet Insurance Claim: Cost And Reimbursement From An Arkansas Customer

Below is a real-life pet insurance claim from a Healthy Paws pet insurance customer in Arkansas.

  • Location: Van Buren, AR
  • Condition: Cherry Eye
  • Total Vet Cost: $1,000
  • Reimbursement: $810
  • Amount Customer Paid: $190

Should I Get Pet Insurance?

If you can afford the monthly premium for your dog, we think pet insurance is worth it. Good health isn’t guaranteed for any of us, but pet insurance can take the weight of financial responsibility off your shoulders. You’ll never have to choose between your dog’s health treatment and your wallet. Find out more about why pet insurance is worth considering.

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Disclaimer: Information regarding insurance company offerings, pricing, availability, and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please review your policy carefully before signing up for a new insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.

The information provided through this website should not be used to diagnose or treat a health problem or disease; it is not intended to offer any legal opinion or advice or a substitute for professional safety advice or professional care. Please consult your health care provider, attorney, or product manual for professional advice. Products and services reviewed are provided by third parties; we are not responsible in any way for them, nor do we guarantee their functionality, utility, safety, or reliability. Our content is for educational purposes only.

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