Best Pet Insurance In Oregon: Companies Reviewed in Bend, Portland, And More

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Oregon is one of the best states to own a dog. The Beaver State has a perfect mix of beaches and forests. You can explore various landscapes and make countless memories with your dog. But with each activity and location you visit, the risk of Fido suffering an injury increases.

Signing up for pet insurance can provide financial support, so you can focus on Fido’s health instead of your bank account. Discover more about Oregonians’ love for dogs and find out which company offers the best pet insurance in Oregon.

Article Overview

Most Popular Dog Breeds In Oregon

Dog at lake at sunset (caption: Best Pet Insurance In Oregon)A dog’s breed is one of the determining factors for pet insurance cost. Below is a ranking of the most popular dog breeds in Oregon.1

  1. Labrador Retrievers
  2. German Shepherds
  3. Golden Retrievers
  4. French Bulldogs
  5. Poodles
  6. Rottweilers
  7. Australian Shepherds
  8. German Shorthaired Pointers
  9. Bulldogs
  10. Dachshunds

How Much Does Pet Insurance Cost In Oregon?

We ran quotes for pet insurance plans in Oregon with our best-rated pet insurance providers (see below). We chose dogs based on the state list of popular breeds above. None of the quotes we ran were for pets with pre-existing conditions.

All quotes are from April 2021 and are for example purposes only. You should run your own pet insurance quotes to get an estimate of how much pet insurance will cost for your pet.

CompanyDeductibleReimbursementPayout OptionZip CodeGenderBreedAgeMonthly Price
FIGO logo$25080%Unlimited97214 (Portland)MaleLabrador Retriever1 Year Old$58.67
Healthy Paws logo$25080%Unlimited97214 (Portland)MaleLabrador Retriever1 Year Old$60.58
Pets Best logo$25080%Unlimited97214 (Portland)MaleLabrador Retriever1 Year Old$48.36
FIGO logo$50070%$5,00097306 (Salem)FemaleGerman Shepherd4 Years Old$32.66
Healthy Paws logo$50070%Unlimited97306 (Salem)FemaleGerman Shepherd4 Years Old$46.59
Pets Best logo$50070%$5,00097306 (Salem)FemaleGerman Shepherd4 Years Old$35.19
FIGO logo$25080%Unlimited97701 (Bend)FemaleGolden Retriever3 Months Old$62.14
Healthy Paws logo$25080%Unlimited97701 (Bend)FemaleGolden Retriever3 Months Old$50.14
Pets Best logo$25080%Unlimited97701 (Bend)FemaleGolden Retriever3 Months Old$41.90

As you can see, prices vary depending on the dog’s age, location, and breed. You can also adjust the monthly premium by raising or lowering the deductible or reimbursement percentage. Read our pet insurance comparison to learn more about the differences in deductibles, reimbursement levels, payout options by company, coverage, and more.

Note: The monthly price will likely increase slightly each year as your dog ages and experiences more health concerns. Vet costs also rise over time, making pet care more expensive, which can also impact your policy premium.

Which Cities In Oregon Are Pet-Friendly?

We typically include information on how the cities in each state (that are among the top 100 largest U.S. cities) rank in terms of pet-friendliness. However, Portland is the only Oregon city that is among the 100 largest U.S. cities.2 Portland, OR, ranks as follows in terms of pet-friendliness:

  • 14th for Most Pet-Friendly Cities
  • 59th for Pet Budget*
  • 16th for Pet Health & Wellness**
  • 5th for Outdoor Pet-Friendliness***

Portland is also tied for first when it comes to having the most dog parks per capita.

*Pet budget was determined by considering vet care costs, minimum pet-care provider rate per visit, and dog insurance premiums.

**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, share of pet-friendly hotels, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.

***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, parkland as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita. 

Pet Insurance Example In Oregon

Below is a real-life pet insurance claim from a Healthy Paws customer in Oregon.

  • Dog Name: Ellie
  • Location: Redmond, OR
  • Illness: Bone deformity surgery and physical therapy (PT)
  • Total Vet And PT Cost: $7,659
  • Reimbursement: $6,793
  • Amount Customer Paid: $866

Should I Get Pet Insurance?

Your dog’s health status can change in a flash. One day, she’s eating her meals, and the next, she’s refusing all food. Pet insurance can help you financially during an emergency and shift your focus towards your dog’s treatment and recovery rather than stressing over the vet bills. Learn more about why pet insurance is worth considering.

Why are you getting a pet insurance quote for your Oregon pup?

Sources: [1] Penn Live, [2] WalletHub