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Pet Insurance

Best Pet Insurance In Arizona: Companies Reviewed In Phoenix, Scottsdale, Tucson, And More

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A dog at Monument Valley in Arizona laying in dirt and eating a bone (Caption: Best Pet Insurance in Arizona)

Known for its hot desert climate, the Grand Canyon, Sedona’s red rocks, and the Hoover Dam, Arizona can be one of the most pet-friendly states to explore with your canine. We love your adventurous spirit and that you want to bring Fido along with you on your excursions. It’s no surprise that you’re considering pet insurance for your pup because you care immensely about their health and wellbeing.

Purchasing a pet insurance policy for your dog can provide peace of mind when disaster strikes. All of our top-ranked pet insurance providers offer coverage in Arizona, so you have many options from which to choose.

Pet Insurance RankingCompanyReview
Best Overallpets best logo 250 transparentRead Review
Best For Puppies & Kittensfetch logo 250 transparentRead Review
Best Unlimited Payoutshealthy paws logo 250 transparentRead Review
Best Valuefigo logo 250 transparentRead Review
Best Coverageembrace logo transparent 200 pngRead Review
Most Affordablelemonade logo 250 transparentRead Review
Best Vet Direct Paytrupanion logo 250 transparentRead Review
Best For Pre-Existing ConditionsAKC pet insurance logo transparent 250Read Review
Best Accident-Only Planaspca logo 250 transparentRead Review
Best For Customizable Plansspot logo 250 transparentRead Review
Best For Exotic Petsnationwide logo 250 transparentRead Review
Lab smiling

A dog’s breed is one of the determining factors for your pet insurance policy cost. Below is a ranking of the three most popular dog breeds in Arizona.

  1. Labrador Retrievers
  2. German Shepherds
  3. Golden Retriever

Phoenix

These are the most popular dog breeds in Phoenix, AZ, the capital city.

  1. Australian Cattle Dog
  2. English Bulldog
  3. Great Dane
  4. American Pitbull Terrier
  5. Rottweiler

How Much Does Pet Insurance Cost In Arizona?

Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.).

According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. is $56.30 ($31.94 for cats).

Since prices vary based on where you live as well as your pet’s unique characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get estimates from several top pet insurance providers when you fill out one quick and easy form. This allows you to see how companies compare price-wise. With most companies, you can also adjust your monthly premium to better meet your needs. Reducing the deductible, reimbursement percentage, and annual payout can lessen it to better fit a lower budget.

Once you have your customized price quotes, you may wonder how coverage varies among the different companies. Our pet insurance comparison includes multiple charts to help you see key differences between coverage, waiting periods, age limitations, and more.

Which Arizona Cities Are Most Pet Friendly?

Arizona as a state ranks 11th for its overall pet-friendliness. It also scores high for pet-friendly restaurants per 100,000 residents (4.3), and 58% of the Grand Canyon state’s residents are pet owners. Below are the rankings for the most pet-friendly cities in Arizona based on the 100 largest U.S. cities. The scores are from 1 to 100, with 1 being the best city and 100 the worst.

Note: Cities outside of Arizona were excluded from this table.

 Most Pet-Friendly CitiesPet Budget*Pet Health & Wellness**Outdoor Pet-Friendliness***
Scottsdale17113
Phoenix22406319
Tucson30484240
Glendale49464971
Gilbert57681289
Mesa80597374
Chandler81655976

*Pet budget was determined by considering vet care costs, minimum pet-care provider rate per visit, and dog insurance premiums.
**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.
***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, parkland as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita. 

Pet Insurance Claim: Cost And Reimbursement From An Arizona Customer

Below is a real-life pet insurance claim from a Healthy Paws customer in Arizona.

  • Location: Phoenix, AZ
  • Condition: Foreign Body Ingestion
  • Total Vet Cost: $5,000
  • Reimbursement: $4,410
  • Amount Customer Paid: $590

Should I Get Pet Insurance?

Pet insurance provides peace of mind knowing you’ll never have to choose your wallet over your dog’s health. Our pets’ health can change in the blink of an eye, increasing stress and worry about them. Thankfully, pet insurance takes the burden away from you financially so you can focus on your pup’s health instead of your bank account. Learn more about why pet insurance is worth considering.

Kimberly Alt

Kimberly is a writer and content strategist for Canine Journal, specializing in pet insurance consulting. She has written and edited professionally since 2010. In 2014, Kimberly began researching dogs and discovered her passion for pet insurance. She strongly advocates for insuring pets and knows insurance is a complex subject for most. Kimberly has read hundreds of pet insurance policies (including the fine print), ran more than 3,000 pet insurance quotes, engages in frequent discussions with pet insurer representatives, and conducts mystery shopping to gain an unbiased perspective and explain how companies differ and their strengths. Her passion is teaching others about the pet insurance industry and helping them make informed decisions for their pet insurance needs. Kimberly has a B.A. in Multimedia Journalism from Simpson College. She is a Dog Writers Association of America member, and her work has appeared in many brands, including The New York Times’ Wirecutter, Reader’s Digest, Forbes, People, Woman’s World, and Huffington Post. Kimberly is the parent of a rescue Coonhound mix, Sally.

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