Pet Insurance

Best Pet Insurance In Wisconsin: Companies Reviewed In Madison, Milwaukee, And More

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Last Updated: July 25, 2024 | 2 min read | Leave a Comment

This content was reviewed by our licensed insurance agent, Michelle Schenker.

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Wisconsin is more than a farming state known as America’s Dairyland for being one of the nation’s leading milk and milk product producers. Wisconsin is loaded with outdoor adventures for you and Fido to discover together. Explore the Ice Age Trail, catch some musky on the Great Lakes, stay in a cabin and enjoy a campfire, or play at one of the many dog parks. You’re bound to make some great memories and have a blast in The Badger State.

Schnauzer dog sitting alone in a canoe wearing life vest

We love your adventurous spirit and that you want to include Fido on all your excursions. The two of you are glued together at the hip, so it’s no surprise you’re considering pet insurance.

Purchasing a pet insurance policy for your dog can provide peace of mind when disaster strikes. All of our top-ranked pet insurance providers offer coverage in Wisconsin, so you have many options from which to choose.

Pet Insurance RankingCompanyReview
Best Overallpets best logo 250 transparentRead Review
Best For Puppies & Kittensfetch logo 250 transparentRead Review
Best Unlimited Payoutshealthy paws logo 250 transparentRead Review
Best Valuefigo logo 250 transparentRead Review
Best Coverageembrace logo transparent 200 pngRead Review
Most Affordablelemonade logo 250 transparentRead Review
Best Vet Direct Paytrupanion logo 250 transparentRead Review
Best For Pre-Existing ConditionsAKC pet insurance logo transparent 250Read Review
Best Accident-Only Planaspca logo 250 transparentRead Review
Best For Customizable Plansspot logo 250 transparentRead Review
Best For Exotic Petsnationwide logo 250 transparentRead Review

A dog’s breed is one of the determining factors for your pet insurance policy cost. Below is a ranking of the three most popular dog breeds in Wisconsin.

  1. Labrador Retrievers
  2. Golden Retriever
  3. German Shepherds

These are the most popular dog breeds in Milwaukee, Wisconsin’s biggest city:

  1. Cockapoo
  2. German Shorthaired Pointer
  3. Boston Terrier
  4. Great Dane

How Much Is Pet Insurance In Wisconsin?

Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.).

According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. is $56.30 ($31.94 for cats).

Since prices vary based on where you live as well as your pet’s unique characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get estimates from several top providers when you fill out one quick and easy form. This allows you to see how companies compare price-wise. With most companies, you can also adjust your monthly premium to better meet your needs. Reducing the deductible, reimbursement percentage, and annual payout can lessen it to better fit a lower budget.

Once you have your customized price quotes, you may wonder how coverage varies among the different companies. Our pet insurance comparison includes multiple charts to help you see key differences between coverage, waiting periods, age limitations, and more.

Which Wisconsin Cities Are Most Pet Friendly?

Wisconsin as a state ranks 21st for its overall pet-friendliness. It also scores slightly above average for pet-friendly restaurants per 100,000 residents (2.5), and 59% of the Badger State’s residents are pet owners. Below are the rankings for the most pet-friendly cities in Wisconsin based on the 100 largest U.S. cities. The scores are from 1 to 100, with 1 being the best city and 100 the worst.

Note: Cities outside of Wisconsin were excluded from this table.

 Most Pet-Friendly CitiesPet Budget*Pet Health & Wellness**Outdoor Pet-Friendliness***
Madison26523830
Milwaukee85179782

*Pet budget was determined by considering vet care costs, minimum pet-care provider rate per visit, and dog insurance premiums.
**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.
***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, parkland as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita. 

Pet Insurance Claim: Cost And Reimbursement From A Wisconsin Customer

Below is a real-life pet insurance claim from a Healthy Paws customer in Wisconsin.

  • Location: Milwaukee, WI
  • Condition: Cruciate Ligament Surgery
  • Total Vet Cost: $6,000
  • Reimbursement: $5,300
  • Amount Customer Paid: $700

Should I Get Pet Insurance?

Pet insurance provides peace of mind knowing you’ll never have to choose your wallet over your dog’s health. Our pets’ health can change in the blink of an eye, increasing stress and worry about them. Thankfully, pet insurance lessens the financial burden so you can focus on your pup’s health instead of your bank account. Learn more about why pet insurance is worth considering.

The information provided through this website should not be used to diagnose or treat a health problem or disease; it is not intended to offer any legal opinion or advice or a substitute for professional safety advice or professional care. Please consult your health care provider, attorney, or product manual for professional advice. Products and services reviewed are provided by third parties; we are not responsible in any way for them, nor do we guarantee their functionality, utility, safety, or reliability. Our content is for educational purposes only.

Disclaimer: Information regarding insurance company offerings, pricing, availability, and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please review your policy carefully before signing up for a new insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.

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