Pet Insurance

Best Pet Insurance For English Bulldogs

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Last Updated: May 31, 2024 | 19 min read | Leave a Comment

This content was reviewed by our licensed insurance agent, Michelle Schenker.

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Vet examining English Bulldog, close-up.

English Bulldogs have become increasingly popular in the last 20 years. However, they are susceptible to several expensive health issues, including skin problems, eye conditions, brachycephalic obstructive airway syndrome, and hip dysplasia. Each of these issues can be a cause of concern for your beloved Bulldog and can also lead to financial strain. Pet insurance can help alleviate some of the worry by covering diagnosis and treatment costs. 

I can assist you in finding the best pet insurance for your English Bulldog. I will also provide information on the potential health problems and their associated costs. It’s important to note that not all pet insurance policies are the same, and I will suggest the most suitable insurer based on your dog’s individual needs.

Best Pet Insurance For English Bulldogs

I researched the best pet insurance for English Bulldogs based on common household needs. I chose the best pet insurers for Bulldogs based on the dog’s age, premium price, coverage, specific health conditions, and more to help you find the best policy for your dog.

Best ForCompanyGet QuotesRead In-Depth Reviews
Customizable Planspets best logo 250 transparentget a quote buttonRead Review
English Bulldog Puppyembrace logo transparent 200 pngget a quote buttonRead Review
Unlimited Payoutshealthy paws logo 250 transparentget a quote buttonRead Review
Valuefigo logo 250 transparentget a quote buttonRead Review
Most Affordablelemonade logo 250 transparentget a quote buttonRead Review
Bilateral Conditionstrupanion logo 250 transparentget a quote buttonRead Review

Best Customizable Plans: Pets Best

  • Policy Options: Accident-Only, Accident & Illness, Wellness
  • Deductible Options: $50, $100, $200, $250, $500, $1,000
  • Annual Payout Options: $5,000, Unlimited
  • Reimbursement Options: 70%, 80%, 90%

Why I Picked Pets Best

Pets Best offers a variety of policy types, including Accident-only and three accident and illness policies, each with its unique benefits. It also provides a range of deductible, reimbursement, and annual payout options, allowing you to customize your plan to fit your Bulldog’s needs. Lastly, if you want routine expenses reimbursed, you can add a wellness plan to your Pets Best accident and illness policy. With its user-friendly interface and comprehensive options, finding a plan that fits your budget and coverage needs is a breeze.

Expert Price Analysis

Pets Best premiums typically fall on the lower to middle range of the pricing spectrum. Pricing really varied based on the dog’s age and location. So, a quote for your English Bulldog could be among the lowest or fall more in the middle of the pack.

ProsCons
Accident-only coverage available to reduce costsLonger than average claim processing averages (18-30 days)
Optional wellness coverage add-onExcludes alternative/holistic therapies
Multiple deductible, reimbursement, and annual payout options
Can upgrade accident and illness plans for exam fees, rehab, acupuncture, and chiropractic coverage
No upper age limits or reduced plan options based on age

In-Depth Review Of Pets Best

Read my complete review of Pets Best to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

Best For English Bulldog Puppies: Embrace

  • Policy Options: Accident-Only, Accident & Illness, Wellness
  • Deductible Options: $100, $250, $500, $750, $1,000
  • Annual Payout Options: $5,000, $8,000, $10,000, $15,000, Unlimited
  • Reimbursement Options: 70%, 80%, 90%

Why I Picked Embrace

Embrace begins enrolling puppies as young as six weeks old, one of the earliest in the industry. Other insurers require pets to be at least eight weeks old at enrollment. Embrace’s accident and illness policies are among the most comprehensive, with the fewest exclusions. All policies include $1,000 for dental illness coverage annually, exam fees, behavioral therapy, and alternative therapy, which is a key differentiator, as other companies may require add-ons. Embrace is an excellent insurer for parents wanting nose-to-tail coverage for their Bulldog puppy.

Expert Price Analysis

Embrace consistently offered some of the lowest pricing for Bulldog puppies. When using the same deductible, reimbursement, and annual payout, Embrace’s pricing for varying English Bulldogs and locations was among the cheapest as well. However, for one of the many Bulldog quotes I ran, Embrace offered no coverage. The quote was for a 5-year-old Bulldog residing in Sacramento, CA.

ProsCons
Lowest pricing for English Bulldog puppiesRestricted to accident-only coverage if you enroll your dog after their 15th birthday
10% multi-pet discount (the largest in the industry)Depending on age and location, some English Bulldogs are uninsurable
Your deductible automatically goes down $50 each year you don’t receive a claim paymentWellness plans don’t save you much money after paying the premium
Covers exam fees at no extra cost
Comprehensive dental coverage

In-Depth Review Of Embrace

Read my complete review of Embrace to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

Best For Unlimited Payouts: Healthy Paws

  • Policy Options: Accident & Illness
  • Deductible Options: $100, $250, $500, $750, $1,000
  • Annual Payout Options: Unlimited
  • Reimbursement Options: 50%, 60%, 70%, 80%, 90%

Why I Picked Healthy Paws

Healthy Paws offers unlimited annual payouts in all policies, removing the concern of hitting a limit. When compared to other insurers with the same deductible, reimbursement, and unlimited payouts, Healthy Paws is often more affordable. This especially benefits English Bulldog owners because the breed is predisposed to many costly health conditions. Healthy Paws is a smart choice for pet parents who want the reassurance of not hitting an annual cap on their coverage while also being mindful of their budget.

Expert Price Analysis

Healthy Paws has many policy coverage restrictions for Bulldogs. For example, a 5-year-old Bulldog residing in Buffalo, NY, wasn’t insurable through Healthy Paws. Lastly, many other Bulldog pet insurance quotes had no customizations available (typically limited to 70% reimbursement with a $500 deductible).

ProsCons
Unlimited payouts for all plans Limited customization options based on your pet’s age
Some of the lowest prices for plans with unlimited payouts and comparable coverageNo coverage option for exam fees
Shorter than average claim processing (2 days)

In-Depth Review Of Healthy Paws

Read my complete review of Healthy Paws to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

Best Value: Figo

  • Policy Options: Accident & Illness, Wellness
  • Deductible Options: $100, $250, $500, $750
  • Annual Payout Options: $5,000, $10,000, Unlimited
  • Reimbursement Options: 70%, 80%, 90%, 100%

Why I Picked Figo

Figo offers extensive coverage with reasonable pricing. The plans are customizable, allowing you to tailor the insurance to your needs and budget. You can even add one of two wellness plans for additional coverage. Conditions often excluded by other pet insurers are included in Figo’s coverage (e.g., behavioral therapies, alternative/holistic therapies, and C-sections). Figo also has excellent customer service and averages three days for claim processing. With competitive pricing and comprehensive coverage, Figo is a wonderful option for English Bulldog owners.

Expert Price Analysis

When I quoted various English Bulldogs for less coverage ($750 deductible, 70% reimbursement, and $5,000 payouts), Figo was often in the middle of competitors price-wise but only missed being among the lowest by a few dollars at times. Oppositely, pricing was higher than other insurers when I maxed out coverage with a $100 deductible, 90% reimbursement, and unlimited annual payouts.

ProsCons
Customize your plan to fit your budget and needs with different deductible, reimbursement, and payout optionsMust pay extra for exam fee coverage
5% multi-pet discount
Shorter than average accident waiting period (1 day)
Diminishing deductible for each year a policyholder is claim-free, decreasing by $50 until it is $0
Behavioral therapies and alternative therapies are included in coverage

In-Depth Review Of Figo

Read my complete review of Figo to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

Most Affordable: Lemonade

  • Policy Options: Accident & Illness, Wellness
  • Deductible Options: $100, $250, $500
  • Annual Payout Options: $5,000, $10,000, $20,000, $50,000, $100,000
  • Reimbursement Options: 70%, 80%, 90%

Lemonade Pet Insurance Is NOT Available In: AK, AZ, DE, HI, ID, KS, KY, LA, ME, MN, MT, WV, WY

Why I Picked Lemonade

For English Bulldogs, Lemonade is often one of the most affordable insurers, making it an excellent place to start your search if price is your primary concern. It’s important to note that Lemonade has only been selling pet insurance since 2020, and some expenses that are included in other insurers’ basic policies may be additional fees through Lemonade. However, if you’re comfortable with potentially not having coverage for exam fees, physical therapy, or more extensive dental coverage to pay a lower premium, and the product’s newness doesn’t bother you, then Lemonade could be a good fit for your Bulldog.

Expert Price Analysis

Lemonade consistently had some of the lowest pet insurance premiums for English Bulldogs when using the same deductible, annual payout, and reimbursement.

ProsCons
Customize your plan to fit your budget and needs with different add-ons and deductible, reimbursement, and payout optionsUnavailable in 13 states
5% multi-pet discountItems covered by other providers must be purchased as add-ons, which can increase the cost where others are more affordable
Shorter than average claim processing (2 days)
Among the lowest prices in the English Bulldog quotes I ran

In-Depth Review Of Lemonade

Read my complete review of Lemonade to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

Best For Bilateral Conditions: Trupanion

  • Policy Options: Accident & Illness
  • Deductible Options: $0 – $1,000 (in $5 increments)
  • Annual Payout Options: Unlimited
  • Reimbursement Options: 90%

Why I Picked Trupanion

Trupanion’s policies have no bilateral exclusions (a condition or disease that could affect both sides of the body). This is crucial for breeds like English Bulldogs, which are predisposed to bilateral conditions like hip dysplasia and patella luxation. Many pet insurance providers have bilateral exclusions, which means if your Bulldog is diagnosed with hip dysplasia on the left side before the policy’s effective date, it will be excluded on the right side. These bilateral conditions can be very costly, but with Trupanion’s coverage, you can save significant money.

Expert Price Analysis

Trupanion had the highest premiums for English Bulldogs by far, sometimes costing several hundreds of dollars more than other pet insurers for the same dog.

ProsCons
90% reimbursement with unlimited payouts for all plansExam fees are excluded
May have the option for Trupanion to pay your vet directly to avoid waiting for reimbursementConsistently more expensive for English Bulldogs than other insurers (some quotes were close to $1,000 per month)
$0 deductible available in some states
One of the only insurers to cover pre-existing bilateral conditions for the other side of the body

In-Depth Review Of Trupanion

Read my complete review of Trupanion to learn more about this provider and its coverage, reimbursement process, pros and cons, FAQs, and more.

What Type Of Pet Insurance Plan Is Best For English Bulldogs?

Vet examining English Bulldog, close-up.

Generally, two types of pet insurance plans are available: accident-only and accident and illness. While some insurers may offer optional wellness plans for an additional fee, it’s important to note that these plans are not insurance products. Nonetheless, since they are sometimes offered during enrollment, I include them here to provide information regarding options for your Bulldog.

Accident-OnlyAccident & IllnessWellness
Injuries (broken bones, cranial cruciate ligament tears, eye trauma, etc.)CheckmarkCheckmark
Diseases (allergies, cancer, brachycephalic syndrome, etc.)Checkmark
Preventative (annual exams, vaccinations, dental cleaning, etc.)Checkmark

What Are Accident-Only Pet Insurance Plans?

Accident-only plans cover the cost of emergencies due to accidents and injuries. Examples include broken bones, bite wounds, cranial cruciate ligament tears, eye trauma, and more. These are true emergency-only plans, but not all insurance companies offer them.

Pricing Tip – Accident-only plans are typically more affordable than accident and illness plans because they don’t cover illnesses.

What Are Accident & Illness Pet Insurance Plans?

Accident and illness plans are more comprehensive and cover both injuries and disease-related conditions. Accident and illness plans cover injuries caused by foreign body ingestion, poisoning, other emergencies listed in the accident-only plans, and diseases such as allergies, ear infections, diarrhea, brachycephalic syndrome, and more. If you’re looking for more comprehensive coverage for your furry friend, accident and illness plans may be a better option.

What Are Wellness Plans?

Wellness policies can be purchased as add-ons or standalone products with monthly or annual premiums. These policies offer coverage for preventative-related items such as annual exams, vaccinations, dental cleanings, spay/neuter procedures, and more. By opting for wellness coverage, you can budget for routine procedures to help maintain your English Bulldog’s health and prevent illnesses. Bulldog parents who choose wellness coverage often tend to be more proactive with their dog’s health because they take advantage of more preventative items.

Wellness plans are not pet insurance and do not assist with costs related to accidents or illnesses.

What Does Pet Insurance Cover & Exclude?

Pet insurance coverage varies based on the policy type and the company you choose. Most accident and illness pet insurance plans cover the following items when deemed medically necessaryHowever, this coverage may have limitations, so please check your policy.

CoveredExcluded
Blood testsBoarding
Cancer (chemo & radiation)Cremation & burial costs
CT scansElective procedures (e.g., declawing, ear cropping, spaying/neutering, tail docking, etc.)
Chronic conditionsFood & supplements
Congenital conditionsGrooming
Emergency carePre-existing conditions*
EuthanasiaPregnancy & breeding
Hereditary conditionsVaccines
MRIs
Non-routine dental treatment
Prescription medications
Rehabilitation
Specialized exams & care
Surgery & hospitalization
Ultrasounds
X-rays
*Pet insurance providers may classify pre-existing conditions as “curable,” but this varies by plan, so check your policy carefully.

Learn More About Pet Insurance Coverage

Discover what pet insurance covers to better understand what you can expect.

What Determines The Cost Of Pet Insurance For English Bulldogs?

I understand that pet insurance pricing can be complex and influenced by many factors, including your English Bulldog’s age, location, and more. To simplify, here’s a general overview:

  • Age plays a significant role in pet insurance pricing. Younger Bulldogs are generally less likely to experience an accident or illness, so insuring older Bulldogs can be more expensive. 
  • Purebreds, like English Bulldogs, incur more health problems than mixed breeds, resulting in purebreds being more expensive than mixed breeds to insure
  • Males require higher doses of medication, larger medical equipment, and additional medical supplies than females because they are larger, resulting in males being more expensive than females to insure by some providers
  • The cost of supplies, office space, staff, etc., directly correlate to the cost of vet care, so if the cost of living is high in your area, then chances are your pet insurance premium and vet bills will be higher, too

The factors mentioned above may seem fixed, but remember, you have the power to shape your pet insurance plan. While you can’t change your Bulldog’s age, gender, or location (well, you can change where you live, but it won’t be the sole factor in your premium), you can control your plan. This control allows you to effectively manage your English Bulldog’s pet insurance costs.

Plan Details & Coverage Matter

Choosing between accident-only and accident and illness pet insurance policies, as well as the maximum payout, deductible, and reimbursement percentage, will all impact your premium.

What Is The Maximum Payout & Why Does It Matter?

There are two types of payouts: annual and lifetime. An annual payout is the maximum amount the insurance company will reimburse during the policy period. A lifetime payout is the highest amount the insurer will reimburse over the pet’s insured lifetime. Most pet insurers have annual payouts, the most common of which are $5,000, $10,000, and unlimited.

Pricing Tip – You’ll want to consider the maximum payout carefully because lower payouts will lower your premium, but they also mean you’re responsible for more expenses if your Bulldog has expensive vet treatment.

Is The Deductible Annual Or Per-Incident?

The deductible is crucial because it’s the portion of the vet bill you’re responsible for paying before the insurance company reimburses you. The most common deductibles are $100, $250, and $500.

An annual deductible requires you to pay the deductible once per policy term. A policy with a yearly deductible can be easier to budget for because you know you’ll only need to meet the deductible once during the year. Most pet insurance companies have annual deductibles.

per-incident deductible, which you pay once for each new emergency your pet encounters, can have varying cost implications. If your Bulldog is diagnosed with many conditions, a policy with a per-incident deductible can be more expensive. However, if your dog is diagnosed with a chronic condition, you’ll only pay the deductible for that condition once over the dog’s insured lifetime, potentially reducing long-term costs. 

Pricing Tip – A policy with a higher deductible often results in a lower monthly premium.

What’s The Reimbursement Percentage?

The reimbursement percentage is the portion of the total cost of medical expenses that your insurance company will cover after you have met your deductible. The most commonly used reimbursement percentages are 70%, 80%, and 90%. Your responsibility is the percentage that is not reimbursed, known as the copay. For instance, if you choose an 80% reimbursement, you will be accountable for paying 20% of the total cost of medical expenses after the deductible has been met.

Pricing Tip – Choosing a lower reimbursement percentage results in a lower premium.

Learn More About Pet Insurance Costs

Gain a better understanding of the factors that affect pet insurance costs and how you can save money.

How Much Is Pet Insurance For An English Bulldog?

To get an accurate price for pet insurance for your English Bulldog, insert your zip code and dog’s information below. We will provide personalized insurance quotes from many providers specifically for your Bulldog. While looking at sample Bulldogs from different parts of the U.S. can be helpful, it’s important to keep in mind that the cost of insurance for your dog may vary depending on their specific needs.

According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. is $53.34 ($32.25 for cats).

Below is a pet insurance price comparison to give you an idea of what a policy costs for various English Bulldogs. Listed are some of the best pet insurance companies and their monthly premiums for each sample Bulldog.

Company6mo old male
95818 (Sacramento, CA)
1yr old female
14211 (Buffalo, NY)
2yr old male
33604 (Tampa, FL)
5yr old female
78040 (Laredo, TX)
8yr old male
07108 (Newark, NJ)
pets best logo 250 transparent$85.63$53.70$57.81$100.77$182.98
fetch logo 250 transparent$78.13$76.00$79.23$85.90$231.42
healthy paws logo 250 transparent$114.20$75.54$62.42§$132.09$188.50†§
embrace logo transparent 200 png$58.07$65.16$57.81$69.05$142.31
figo logo 250 transparent$97.31$95.98$76.69$103.61$242.38
lemonade logo 250 transparent$58.69$54.04$39.40$40.22Uninsurable
trupanion logo 250 transparent$126.66§$149.54§$457.54‡§$222.32§$451.13§
I chose coverage levels based on the most widely available for insurers. I used a $500 deductible, $5,000 annual coverage, and 90% reimbursement for basic accident and illness plans with no add-ons. I noted exceptions where these amounts weren’t available from insurers.
*70% reimbursement; †50% reimbursement and $1,000 deductible (no other options); ‡$0 deductible; §Unlimited annual payouts

English Bulldog Insurance Cost: Lowest & Highest Amounts

I gathered a list of the minimum and maximum monthly costs for English Bulldog pet insurance from each insurer below (excluding wellness plans). I have included two different ages to demonstrate how the costs vary based on the enrollment age.

Company2mo old 95818
(Sacramento, CA)
5yr old 95818 (Sacramento, CA)2mo old
14211 (Buffalo, NY)
5yr old
14211 (Buffalo, NY)
2mo old
33604 (Tampa, FL)
5yr old
33604 (Tampa, FL)
2mo old 78040
(Laredo, TX)
5yr old 78040
(Laredo, TX)
2mo old
07108 (Newark, NJ)
5yr old
07108 (Newark, NJ)
pets best logo 250 transparent$38.29-$237.94$59.39-$369.03$24.02-$152.76$37.25-$236.92$26.95-$187.31$41.80-$290.50$31.73-$180.15$45.07-$255.90$25.27-$159.07$39.19-$246.71
fetch logo 250 transparent$51.26-$132.23$110.04-$290.67$52.32-$117.32$96.83-$222.97$51.30-$117.64$94.04-$219.09$33.61-$72.90$58.92-$132.98$50.91-$113.96$91.53-$210.39
healthy paws logo 250 transparent$75.59-$114.20$110.23-$166.97$81.49*Uninsurable$52.28-$106.51$89.68-$190.65$91.63*$133.86*$92.81*$135.46*
embrace logo transparent 200 png$28.65-$225.68Uninsurable$32.15-$253.20$32.88-$259.02$31.89-$149.17$41.45-$193.92$29.95-$140.10$39.24-$183.53$42.55-$199.08$55.74-$260.80
figo logo 250 transparent$43.00-$252.97$55.86-$328.72$39.59-$300.05$51.46-$389.92$31.41-$238.25$45.59-$345.63$28.30-$214.57$41.03-$311.20$44.76-$289.64$58.15-$376.42
lemonade logo 250 transparent$31.92-$214.49$49.47-$321.47$40.34-$189.07$53.57-$245.59$27.32-$177.86$38.72-$275.13$22.15-$107.42$23.86-$122.14$32.39-$157.57$44.24-$209.17
trupanion logo 250 transparent$74.51-$368.42$130.07-$661.66$77.53-$384.36$134.81-$686.69$189.24-$350.45$404.56-$749.19$66.18-$344.77$131.71-$713.13$85.11-$451.20$174.89-$955.88
The states chosen were based on the top five states with the most insured pets and highest gross written premiums for pet insurance, according to NAPHIA. The cities chosen were based on the most pet-friendly cities in the most popular states above, according to WalletHub.
*The only plan available was 70% reimbursement, a $500 deductible, and unlimited payouts.

How Does Pet Insurance For English Bulldogs Work?

Pet insurance helps cover the cost of vet treatment for your insured Bulldog’s condition. Before coverage kicks in, you’ll need the waiting periods to be over. Then, your reimbursement depends on your plan’s maximum payout, deductible, and reimbursement percentage (which I explain more below). Fortunately, using pet insurance is super simple.

  1. Take your English Bulldog to the vet and pay the bill at the time of service.
  2. Submit a completed claim form and an itemized receipt to your insurance company. Some companies require a signature from your vet, so it is wise to take a printed copy of your claim form to your visit.
  3. Once the claim is approved, the insurance company will send your reimbursement* via your chosen payment method (check, direct deposit, etc.).

*The reimbursement timeline can vary from a few minutes to a few weeks, depending on the complexity of your claim and the promised processing time. The reimbursement amount depends on your policy details, including deductible, annual payout, reimbursement percentage, coverage, and exclusions.

What Are Waiting Periods For English Bulldog Pet Insurance?

Waiting periods are the time between enrolling in a pet insurance policy and starting coverage. Each pet insurance provider has different waiting periods, but typically, there are waiting periods for accidents (usually ranging from 0 to 15 days) and illnesses (usually 14 days). However, some companies may require additional waiting periods (up to one year) for orthopedic conditions like hip dysplasia, which English Bulldogs are prone to.

*Waiting periods for California, Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, and Washington are as follows:

  • Accidents - 0 days
  • Illnesses - 14 days
  • Cruciate Ligament Conditions - 30 days
  • Routine Care - 0 days

Learn More About Waiting Periods

Gain a deeper understanding of why waiting periods exist and other important information regarding pet insurance waiting periods.

What Are Common Health Issues For English Bulldogs?

Here are some of the most common health issues diagnosed in Bulldogs, along with their potential costs.

  • Allergies are chronic conditions that can require various treatment options depending on their severity. Allergy testing, shots, medication, specialty diets, creams, and more can cost hundreds of dollars annually.
  • Arthritis is chronic pain most commonly seen in older Bulldogs. Diagnostic testing and treatment, including therapies, medications, and even surgery for severe cases, can cost up to $100 for medication each month, thousands of dollars for surgery, and around $50 for each alternative therapy session.
  • Bloat is a life-threatening illness in dogs. It occurs when they eat too much or too fast, causing the stomach to expand and twist. Immediate treatment is necessary, or death could occur within hours. The treatment cost can be as high as $3,000 or more.
  • Brachycephalic Obstructive Airway Disease (BOAS) is a common health concern among flat-faced dog breeds like Bulldogs. These dogs have upper airway abnormalities due to their shortened or flatter skull shape. This can lead to other health issues affecting different body areas, such as the stomach. While medication can reduce symptoms, surgery is often necessary, which can be expensive, costing upwards of $1,000.
  • Eye issues, such as cataractscherry eye, dry eye, and entropion, are commonly diagnosed in Bulldogs. Dry eye is the only one of the four that surgery cannot correct. It can be controlled through medication, but ultimately, there is no cure. As for the other three eye conditions, surgery is commonly required to fix the issue, which can range from $1,000-$4,000.
  • Chondrodysplasia, or canine dwarfism, is a recessive genetic defect found in English Bulldogs and other purebreds. To treat pain, dogs may be given nonsteroidal anti-inflammatory drugs and joint supplements, which can cost $50+ per month. In some severe cases, surgery is recommended.
  • Heatstroke occurs when a dog’s body temperature exceeds 105°F. Treatment averages $500 to $1,000, with the most severe instances costing up to $15,000 for multiple days in the hospital and ICU.
  • Hemivertebrae is a congenital spine deformity that causes abnormal development, resulting in a twisted wedge. Anti-inflammatory drugs may help in mild cases, but in moderate to severe cases, they require advanced imaging and surgery. The imaging costs range from $1,000 to $3,000, and surgery costs between $1,500 to $4,000.
  • Hip dysplasia is a chronic condition where the head of the femur bone doesn’t fit correctly into the hip socket. Surgery is often needed to improve the quality of your Bulldog’s life, which ranges from $1,700 to $4,500+, depending on the type of surgery required.
  • Lymphoma cancer is one of the most common types of cancer in dogs. Unfortunately, diagnosis and treatment are incredibly costly, averaging $5,000, but it can easily reach $10,000.
  • Mast cell tumors (MCT) are the most common type of skin cancer in dogs. Similar to lymphoma, MCT diagnosis and treatment are extremely expensive; surgical removal typically costs $500 to $1,000, and if radiation is recommended, the cost can range from $4,000 to $10,000.
  • Patella luxation is a condition in which the kneecap doesn’t sit correctly and can slip out of place. If it happens once, it’s likely to happen again. Surgery is often needed to prevent recurring issues, and it can cost between $1,500-$3,000 per knee.
  • Skin infections are common in Bulldogs due to their skin rolls and can become chronic. Depending on the type of infection and severity, treatment can consist of oral medication and/or topical creams. The vet visit and treatment can cost $50 to $100 for each occurrence.

Is Pet Insurance Worth It For English Bulldogs?

The Royal Veterinary College found that English Bulldogs are twice as likely to have one or more health issues in a single year than other dog breeds. Despite their susceptibility to health problems, Bulldogs have become increasingly popular; in 2023, they were ranked as the seventh most popular dog breed. As their popularity grows, more beloved pets will likely require medical care.

English Bulldogs are prone to numerous breed-specific health issues, making pet insurance a must-have. Investing in pet insurance can ensure your purebred Bulldog lives the longest, healthiest life possible.

Determine If Your Bulldog Needs Insurance

You can further explore whether pet insurance is worth it for your English Bulldog.

5 Steps To Find The Best Pet Insurance For English Bulldogs

When looking for the best pet insurance for your English Bulldog, keep in mind that the breed usually has a life expectancy of 8 to 10 years. Choosing the right insurance plan that meets your pet’s current and future potential needs is essential. Here are some things to consider when selecting the best insurance plan for your furry friend.

  1. Learn about the insurance companies’ reputations. Companies with years of experience are more stable than brand-new insurers.
  2. Consider the health issues English Bulldogs are predisposed to and know the terms associated with coverage for those conditions.
  3. Decide if you want accident-only or accident and illness coverage.
  4. Know how claim reimbursement occurs and the average processing time.
  5. Get pet insurance quotes from at least three companies to compare pricing.

Methodology

To determine the best pet insurance for English Bulldogs, we analyzed more than 40 pet U.S. insurance companies to provide an unbiased breakdown of how providers compare against one another. Our in-depth research includes:

  • running thousands of price quotes
  • reading hundreds of customer reviews
  • scrutinizing every policy from top to bottom and reading all the fine print
  • scoping out the purchase process
  • speaking with customer service representatives
  • having firsthand experience submitting claims with companies
  • comparing plan customization details
  • examining how long it takes to receive reimbursement
  • factoring in company history and years in the pet insurance marketplace
  • meeting with company representatives to discuss changes related to the industry, their company, and their offerings
  • requiring national experience for companies

Unlike many other review sites, we refuse to let pet insurance companies pay for the top spot in our rankings. Companies must earn their position in our comparisons by performing well in the marketplace. We also point out each company’s pros and cons in light of their competitor’s strengths. In doing so for over a decade, we’ve helped pet parents make more educated decisions among the top pet insurance options. Pet insurance providers read our reviews, regularly check them for accuracy, and value our input to help create positive industry changes and better protect your pets. We only recommend the best of the best because it’s what our readers deserve.

Additional Pet Insurance Resources

Why Trust Canine Journal?

Canine Journal has been covering the topic of pet insurance since 2012, well before other conglomerates discovered the rising popularity of health care for our pets. Many of our authors have personal experience with pet insurance, including Kimberly Alt, who has been Canine Journal’s go-to writer for pet insurance for over a decade, having written about nearly every possible facet related to pet insurance. Kimberly knows the subject so well that she can answer a breadth and depth of pet insurance questions immediately. And on the rare occasion she doesn’t know the answer off the top of her head, she can find it within minutes due to her vast list of resources. Kimberly also has extensive knowledge of dog health conditions, which can help her recommend pet insurance providers to pet owners with specific breeds.

Kimberly also consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance agent, for additional expertise, to ensure accuracy, and give Canine Journal the authority to write about and assist readers in purchasing policies legally.

Yorkie at the vet with owner holding him and signing clipboard that vet is showing owner with expenses for services

Author's Suggestion

Best Pet Insurance Companies (& Category Winners) In June 2024

The information provided through this website should not be used to diagnose or treat a health problem or disease; it is not intended to offer any legal opinion or advice or a substitute for professional safety advice or professional care. Please consult your health care provider, attorney, or product manual for professional advice. Products and services reviewed are provided by third parties; we are not responsible in any way for them, nor do we guarantee their functionality, utility, safety, or reliability. Our content is for educational purposes only.

Disclaimer: Information regarding insurance company offerings, pricing, availability, and other contract details are subject to change by the insurance company at any time and are not under the control of this website. Information published on this website is intended for reference use only. Please review your policy carefully before signing up for a new insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes in this article.

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