Best Pet Insurance In NH: Companies Reviewed In Manchester, Nashua, Concord, And More

1st Figo logo
2nd Healthy Paws logo
3rd Pets Best Logo

New Hampshire has sizable granite formations and quarries, which is why its nickname is the Granite State. Also known as the White Mountain State, NH has the highest peak in the Northeastern United States. With various topography, this state is a blast to explore with your best furry friend.

However, that doesn’t mean your dog is less vulnerable to experiencing a medical emergency. Find out if you should get pet insurance for your pooch and which company may be best suited for you.

Article Overview

Most Popular Breeds In New Hampshire

Your dog’s breed is one of the significant factors used to determine your policy’s cost. Here are the most popular dog breeds in New Hampshire.1

  1. Labrador Retrievers
  2. German Shepherd Dogs
  3. Golden Retrievers
  4. Beagles
  5. Siberian Huskies
  6. Australian Shepherds (TIED)
  7. Poodles (TIED)
  8. Great Danes
  9. Spaniels (English Springer)
  10. Boxers

How Much Does Pet Insurance In NH Cost?

We ran sample quotes for pet insurance premiums in New Hampshire from our best-rated pet insurance providers (see below) based on the popular dog breeds listed above. All of the examples are for healthy pets with no pre-existing conditions (quotes generated in September 2021). While these can give you some idea of the price for a premium, you must run your own quotes to get estimated pet insurance costs for your specific pet.

Dog Insurance In New Hampshire Cost Examples

Compare pet insurance in NH with the sample pets we’ve compiled below.

CompanyBreedGenderAgeZip CodeDeductibleReimbursementPayout LimitMonthly Price
FIGO logoLabrador RetrieverMale1 Year OldManchester (03108)$25080%$5,000$36.55
Healthy Paws logoLabrador RetrieverMale1 Year OldManchester (03108)$25080%Unlimited$66.23
Pets Best logoLabrador RetrieverMale1 Year OldManchester (03108)$25080%$5,000$41.32
FIGO logoGerman ShepherdFemale4 Years OldNashua (03063)$25070%Unlimited$39.72
Healthy Paws logoGerman ShepherdFemale4 Years OldNashua (03063)$25070%Unlimited$65.85
Pets Best logoGerman ShepherdFemale4 Years OldNashua (03063)$25070%Unlimited$46.23
FIGO logoGolden RetrieverFemale3 Months OldConcord (03303)$25080%$5,000$34.42
Healthy Paws logoGolden RetrieverFemale3 Months OldConcord (03303)$25080%Unlimited$54.76
Pets Best logoGolden RetrieverFemale3 Months OldConcord (03303)$25080%$5,000$36.97

As you can see, prices vary widely depending on the dog’s age, location, and breed. You can also adjust the monthly premium by raising or lowering the deductible or reimbursement percentage. Read our pet insurance comparison to learn more about each company’s differences in deductibles, reimbursement levels, and payout options.

Pet Insurance Quote Form WidgetWhen comparing pet insurance, you should always consider what coverage you need in addition to the cost. Some companies also offer wellness plans to help cover your routine, preventative care expenses.

We recommend getting quotes from at least three different companies to know your range of coverage options and prices. You can obtain free quotes from multiple top-rated insurance companies here. Always read the policy fine print for exclusions, waiting periods, and other details that may prove critical in an emergency. And if you have any questions, we encourage you to call the insurance provider to clarify before signing up.

Note: The price (premium) will likely increase slightly each year as your dog ages and has more health concerns. Vet costs also rise over time, making pet care more expensive.

Pet-Friendly Places In New Hampshire

Rat Terrier on a hill (Caption: Best Pet Insurance New Hampshire)New Hampshire ranks 25th as the most pet-friendly state in the country. There are 3.9 pet shelters and 2.7 pet-friendly restaurants per 100,000 residents, and 52% of Granite Staters are pet owners.2

Here are some pet-friendly places for dogs in New Hampshire:

  • White Mountain National Forest – Located along the breathtaking Kancamagus Highway from Lincoln to Conway, your dog can join you for a scenic hike as long as they are on a leash. This is a popular route to see what’s left of the Old Man of the Mountain rock profile.
  • Settlers’ Green Outlet Village – Many of the 60+ stores at this outlet mall in North Conway are dog-friendly and have stickers on the door inviting you and your dog inside to shop.
  • Conway Scenic Railroad – Hop aboard one of the trains through the Mount Washington Valley and Crawford Notch. You can bring your well-behaved, leashed dog with you at no extra cost.

Dog Insurance Claim In New Hampshire

Below is a real-life pet insurance claim from a Healthy Paws (a top-rated pet insurance provider) customer in NH.

  • Location: Nashua, NH
  • Injury: Double ACL Surgery & Physical Therapy
  • Total Vet Cost: $8,016
  • Reimbursement: $7,114
  • Amount Customer Paid: $902

Should I Get Pet Insurance?

Good health isn’t a guarantee for any of us, including our dogs. Humans and dogs alike experience accidents and illnesses, requiring medical attention and possibly treatment. Fortunately, it is possible today to get both human and pet health insurance to protect us for emergencies, as long as we sign them up for it in advance of any waiting periods.

Pet insurance can help cover your unexpected vet bills. This means you don’t have to choose between your bank account and the health of your pet. Learn more about why pet insurance may be worth it for your family.

What’s most important to you when considering a pet insurance policy?

Sources: [1] Penn Live, [2] Joy Organics