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Pet Insurance

Best Pet Insurance In Iowa: Find The Best Company In Des Moines And Throughout The Hawkeye State

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As a fellow Iowan, I know what it means to grow up in the Hawkeye state. Iowa is more than a flyover state filled with corn, pigs, and cows. We’re “Iowa nice,” and that extends to our pets too. We want what’s best for our cats and dogs, which means purchasing a pet insurance policy. Let’s dig in and find the best pet insurance company in Iowa for your pet.

Pet Insurance RankingCompanyReview
Best Overallpets best logo 250 transparentRead Review
Best For Puppies & Kittensfetch logo 250 transparentRead Review
Best Unlimited Payoutshealthy paws logo 250 transparentRead Review
Best Valuefigo logo 250 transparentRead Review
Best Coverageembrace logo transparent 200 pngRead Review
Most Affordablelemonade logo 250 transparentRead Review
Best Vet Direct Paytrupanion logo 250 transparentRead Review
Best For Pre-Existing ConditionsAKC pet insurance logo transparent 250Read Review
Best Accident-Only Planaspca logo 250 transparentRead Review
Best For Customizable Plansspot logo 250 transparentRead Review
Best For Exotic Petsnationwide logo 250 transparentRead Review

A dog’s breed is one of the determining factors for your pet insurance policy cost. Below is a ranking of the three most popular dog breeds in Iowa.

  1. Labrador Retrievers
  2. German Shepherds
  3. Golden Retrievers

How Much Does Pet Insurance Cost In Iowa?

Happy and Pretty Golden Retriever Dog, Puppy outside in the corn (Caption: Pet Insurance Iowa)

Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.).

According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. is $56.30 ($31.94 for cats).

Since prices vary based on where you live as well as your pet’s characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get estimates from top pet insurance providers. This allows you to see how companies compare price-wise. With most companies, you can also adjust your monthly premium by lowering the deductible, reimbursement percentage, and annual payout to make it better fit your budget.

Once you have your customized price quotes, you may wonder how coverage varies among the different companies. Our pet insurance comparison includes multiple comparison charts to help you see key differences between coverage, waiting periods, age limitations, and more.

What Are Some Pet-Friendly Places In Iowa?

Dog swimming in pond

These are some popular pet-friendly places to take your dog in Iowa, but there are many more besides this list.

  • Lakes – Rathbun and Salorville are great places to bring your dog with you. Go boating, camping, and enjoy the outdoors with your dog.
  • Breweries – If you’re in the Des Moines area, take a stroll around Gray’s Lake with your dog and relax in the shade at MacRae Park. Then hop over to Confluence Brewing Company for a cold beer on the deck. Even if you live outside the capital city, we bet a local brewery is not too far away from you and your pup either, and many are dog-friendly (but check first to be sure).
  • State Parks – Ledges State Park has some great hikes for you to bring your dog on and some areas to cool off in the water too.

There are also many dog parks, pet bakeries, and pet spas throughout the state for you to plan the perfect day with your pooch. You can even go through the drive-thru and get a special treat for your pup at Scooter’s, Dairy Queen, Starbuck’s, and more.

Pet Insurance Claim: Cost And Reimbursement From Iowa Customer

Below is a real-life pet insurance claim from a Healthy Paws customer in Iowa.

  • Location: Council Bluffs, IA
  • Condition: Cruciate Ligament
  • Total Vet Cost: $5,000
  • Reimbursement: $4,400
  • Amount Customer Paid: $400

Should I Get Pet Insurance?

Pet insurance can provide you with a sense of security during dark times. One minute, you’re playing fetch in the backyard with your dog, and the next, she’s not putting weight on one of her legs. Your dog’s health status can change quickly, which means the balance in your bank account is susceptible to change as well, as you deal with a pet emergency. Learn more about why pet insurance is worth considering.

Kimberly Alt

Kimberly is a writer and content strategist for Canine Journal, specializing in pet insurance consulting. She has written and edited professionally since 2010. In 2014, Kimberly began researching dogs and discovered her passion for pet insurance. She strongly advocates for insuring pets and knows insurance is a complex subject for most. Kimberly has read hundreds of pet insurance policies (including the fine print), ran more than 3,000 pet insurance quotes, engages in frequent discussions with pet insurer representatives, and conducts mystery shopping to gain an unbiased perspective and explain how companies differ and their strengths. Her passion is teaching others about the pet insurance industry and helping them make informed decisions for their pet insurance needs. Kimberly has a B.A. in Multimedia Journalism from Simpson College. She is a Dog Writers Association of America member, and her work has appeared in many brands, including The New York Times’ Wirecutter, Reader’s Digest, Forbes, People, Woman’s World, and Huffington Post. Kimberly is the parent of a rescue Coonhound mix, Sally.

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